EFL Clik

EFL Clik is the official mobile app of Electronica Finance Ltd. (RBI-registered NBFC) providing MSME and asset-backed business financing across India. Apply online for new & used machine purchases, industrial property, business loans, loan against property, and working capital demand loans with minimal paperwork, e-agreements, and a fully digital process. Track your application, upload documents, view EMI schedules and statements, and get doorstep support and fast disbursal backed by a pan-India network of 200+ branches.

Loan amounts range from ₹5 Lakhs to ₹10 Crores with tenures from 3 months to 10 years, APRs typically 12.5%–21% (interest 12%–18% p.a.), and processing fees of 1%–1.5% + GST. Term loan and lease options, asset insurance, and life cover are available. Important: all loans are for business/MSME and asset-backed purposes only; this app does not provide personal loans.