DrCash

DrCash is a friendly financial service platform focused on short-term loans for Sri Lankan citizens. The app offers loans from 5,000 to 85,000 LKR with terms of 91 to 365 days, APRs from 3% to 12% per annum, and management fees between 1% and 5%. Applicants must be Sri Lankan ID holders aged 18–65 with a local bank account and the ability to repay. After approval, funds are transferred directly to the user’s bank account.

DrCash emphasizes transparency and data security: all user information is encrypted and not shared with third parties. Late payments incur daily fees up to 0.1% (capped at 18% of the overdue amount). Operated by EAZEFIN (Private) Limited, the app provides clear fee breakdowns, real examples of repayment, and quick in-app application and approval.