Fastighetskalkylatorn

The property calculator is the obvious tool for those who buy, sell or invest in properties and homes in Sweden. Whether you are a first-time buyer, experienced investor or broker - get precise calculations directly in your pocket, when you need them.

🏠 WHAT CAN YOU CALCULATE?

🔍 Sensitivity analysis
• Adjust individual variables - see immediately how changes in interest, rent, price or costs affect monthly profit and return
• Find the sensitivity of your calculation - understand which factors have the greatest impact on profitability
• Plan for different scenarios - what happens if the interest rate rises or maintenance costs go up?

💰 Profitability & yield
• Profit per month – see what the property actually brings in after all costs
• Return on capital – understand how efficiently your equity works

🏦 Loans & interest
• Interest cost – calculate your monthly interest cost per property
• Amortization – see how much you pay off on the loan each month
• Average interest rate – get an overall picture of the interest rate situation across multiple loans
• Interest deduction – calculate the tax relief on your interest costs
• Loan-to-value ratio – follow up on how much of the property’s value is mortgaged
• Interest rate stress testing – simulate how your finances are affected if interest rates rise, and see how much increase you can tolerate

📈 Debt & time
• Debt development – ​​visualize how your debt decreases over time
• Time to debt-free – see when you own the property completely without a loan

🏗️ Costs & purchase
• Housing cost – see what the property actually costs per month in total
• Fixed costs – collect and follow up on ongoing operating costs
• Net operating income – income minus costs for your investment
• Title deed – calculate stamp duty when buying a property
• Mortgage deed – estimate the cost of new mortgage deed
• Tax on sale – estimate capital gains tax and net proceeds

🏢 Portfolio
• Number of properties – manage and compare calculations for multiple properties at the same time

🔒 YOUR PRIVACY IS PROTECTED

The property calculator does not collect any data at all. Everything you enter is only saved locally on your device and never leaves it. We have no access to your numbers. No login required, no account needed and no internet connection needed to use the app.

📵 WORKS COMPLETELY OFFLINE

Go through calculations wherever you are – on a viewing, on the commuter train or out in the country without coverage. The property calculator always works, without a connection.

⚡ FAST AND EASY TO USE

No unnecessary hassle. Enter your numbers and get answers right away. The app is designed to be intuitive and time-saving – you should be able to make informed decisions on the spot, not when you get home.

⚠️ PLEASE NOTE

The property calculator is a tool for personal financial planning and is not a substitute for professional financial, legal or tax advice. Always consult an advisor before making major financial decisions.

Developed by a private individual in Sweden. Simple, honest and ad-free.