Features & Capabilities

Ditch helps you pay off debt faster by automating small, consistent payoffs and combining smart planning tools in one app. Send roundups from everyday purchases directly to loans, add optional boosts to accelerate progress, and let automated Payoffs chip away at balances while you live your life. See all loans in one place, track payments and balances, and get personalized recommendations powered by an AI financial assistant.

Beyond automation, Ditch offers debt-friendly budgeting, bite-sized financial lessons, and tailored insights to help you change spending habits and optimize repayments. Popular for student loans and credit card debt, Ditch emphasizes security and privacy—your data belongs to you and can be deleted anytime. Start small, build momentum, and move steadily toward a debt-free future.

User Growth & Download Statistics

By:
Ditch Technologies, Inc
Downloads:
16,161 53
Rating:
4.33
(137)
2 new ratings
Version:
1.4.9 Last updated: 2026-05-25
Version code:
259
Creation date:
2023-09-12
Publisher country:
US US
Permissions:
  • android.permission.RECORD_AUDIO Very high risk
  • android.permission.READ_EXTERNAL_STORAGE High risk
  • com.google.android.gms.permission.AD_ID Moderate risk
  • android.permission.ACCESS_ADSERVICES_AD_ID Low risk
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION Low risk
  • android.permission.CHANGE_NETWORK_STATE Low risk
  • android.permission.FOREGROUND_SERVICE Low risk
  • android.permission.INTERNET Low risk
  • android.permission.POST_NOTIFICATIONS Low risk
  • android.permission.RECEIVE_BOOT_COMPLETED Low risk
  • See more
Size:
60.19MB
Email:
he*****@ditch.io
URLs:
Website ,Privacy policy
Full description:
See detailed description
Source:
Google Play Store
Data ingested on:
2026-06-04
Compare stats and ranking:

Other platforms

Apple
Ditch: Pay Off Debt Faster (v1.4.9)
4.80 (993)

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.
Developed by:
Ditch Technologies, Inc
Google Play Store
https://play.google.com/store/apps/details?id=com.ditch
Email:
he*****@ditch.io
Website:
https://ditch.io

User Reviews

The app is praised for automating debt payments and its easy-to-use concept. However, users frequently mention restrictions such as needing a minimum $250 checking balance, limited account integrations, inability to add spending accounts, and failure to detect past debt accounts on credit reports. These issues impact usability and limit the app's effectiveness for some users.
Pros
  • Helps automate debt payoffs, potentially simplifying financial management.
  • Some users find the concept and app promising and easy to use.
  • Offers a way to manage debt payments automatically.
Cons
  • Requires keeping checking account balance above $250, which is restrictive for some users.
  • Lacks integration with financial institutions like Goldman Sachs or Apple Card.
  • Does not sync or pick up past accounts that appear on users' credit reports.
  • Cannot add spending accounts, only debt accounts, limiting functionality.
Recent reviews
Useful
by La*****, 2025-01-31

Need to integrate this with Goldman Sachs/apple card.
by La*****, 2024-11-25
View all user reviews ›

Best Ditch: Pay Off Debt Faster Alternatives

Here are some Android apps that are similar to Ditch: Pay Off Debt Faster: