Features & Capabilities

Elevate your financial management with CreditU! Take control of your finances with our intuitive budgeting tool and a suite of powerful financial calculators. Empower yourself to make informed decisions and achieve your financial goals.

💰 Budgeting: Creating a budget is essential for effective financial management, as it empowers you to take control of your expenses and savings. During sign-up, you will be prompted with financial questions to help you craft your budget.

📨 My Money: A swift overview of your budget's cash flow, Debt-to-income ratio, Credit Utilization, and Net Worth aiding in financial awareness and facilitating informed decision-making with ease.

🥅My Goals: Set financial goals and receive expert guidance every step of the way. Whether it's saving for a vacation, buying a home, or achieving other financial aspirations, CreditU provides you with personalized steps that are both educational and actionable to help you reach your goals.

📈 Net Worth: Assess your financial position with our Net Worth feature, indicating whether you're in the positive or negative, offering clarity in your financial path.

📊 Financial Calculators: Access a range of intuitive financial calculators that cover everything from savings forecasts to estimating retirement needs and mortgage payments. Our calculators provide personalized insights to help you make informed decisions. You can view all available calculators on the Profile tab.

🤖AI Chat Guidance: Discover the power of personalized financial advice at your fingertips! With our advanced AI Guidance, you can ask crucial questions like, "How can I improve my credit score?" and get tailored strategies to achieve your financial goals. Whether you're looking to boost your credit score or save more effectively, our AI provides the insights and support you need. Start your journey to financial success today!

CreditU was developed by American Consumer Credit Counseling, Inc. (ACCC), a nonprofit credit counseling agency with over 30 years of budget counseling experience.

User Growth & Download Statistics

App
By:
American Consumer Credit Counseling
Downloads:
14,257 236
Rating:
4.70
(634)
Version:
1.0.31 Last updated: 2026-04-20
Version code:
79
Creation date:
2024-03-01
Publisher country:
US US
Permissions:
  • com.google.android.gms.permission.AD_ID Moderate risk
  • android.permission.ACCESS_ADSERVICES_AD_ID Low risk
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION Low risk
  • android.permission.INTERNET Low risk
  • android.permission.POST_NOTIFICATIONS Low risk
  • android.permission.WAKE_LOCK Low risk
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE Low risk
  • android.permission.ACCESS_NETWORK_STATE Safe
  • com.dis.creditu.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
Size:
103.03MB
Email:
Cr*****@consumercredit.com
URLs:
Website ,Privacy policy
Full description:
See detailed description
Source:
Google Play Store
Data ingested on:
2026-06-14
Compare stats and ranking:

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.
Developed by:
American Consumer Credit Counseling
Google Play Store
https://play.google.com/store/apps/details?id=com.dis.creditu
Email:
Cr*****@consumercredit.com
Website:
https://www.creditu.org

User Reviews

Users praise CreditU for its nonprofit, supportive service and useful budgeting tools when the app runs smoothly. However, the most common issues are stability problems, especially DMP crashes with blank or frozen screens and frequent launch-time crashes. These reliability issues are the primary barrier to a consistently positive experience.
Pros
  • Excellent customer service from a nonprofit organization; staff are patient and helpful.
  • Nonprofit status provides credible, debt-relief focused assistance and coordination with creditors.
  • Useful budgeting/credit-tracking features with accurate information when the app is functioning.
  • Generally works well on Android devices and is easy to use on some phones (e.g., Samsung).
Cons
  • DMP-related crashes, blank screens, and freezes that make that feature unusable.
  • Overall app instability—crashes on launch and intermittent failures to load or respond.
  • Some features/data entry areas can lock or require workarounds, leading to frustration.
Recent reviews
Thank you for communicating with me regarding my experience. Thank you for fixing and addressing any concerns I had regarding the app.
by sa*****, 2025-01-30

Solid app for what it is, they're working on it. The bigger thing though is this company is the real deal, so if you need help with your credit cards PLEASE go to them.
by Av*****, 2025-01-29
View all user reviews ›

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