MortgageMate USA

MortgageMate USA puts a full set of mortgage tools in one simple, on-device app — no sign-up and no lead forms.

WHAT'S INSIDE
• Affordability estimator (28/36 DTI)
• Side-by-side comparison of 7 US loan types — Conventional, FHA, VA, USDA, Jumbo, ARM, 15-year
• Full PITI monthly payment calculator with PMI
• Year-by-year amortization schedule with balance chart
• Closing-cost estimator (itemized)
• Refinance break-even calculator
• 50-state property-tax reference
• Plain-English glossary (32 terms)
• AI Mortgage Q&A for general education
• Directory of top US lenders (opens their official websites)

DISCLAIMER — EDUCATIONAL ONLY, NOT A GOVERNMENT APP
MortgageMate USA is an independent educational tool. It is NOT a lender, mortgage broker, or financial advisor, and the estimates shown are not pre-approvals, rate locks, or offers of credit. MortgageMate is NOT affiliated with, endorsed by, or representing the FHA, VA, USDA, HUD, Fannie Mae, Freddie Mac, the CFPB, or any government entity or agency. Always confirm with a licensed lender.

OFFICIAL GOVERNMENT PROGRAM SOURCES
• HUD / FHA loans (U.S. Government) — https://www.hud.gov
• VA home loans (U.S. Dept. of Veterans Affairs) — https://www.va.gov/housing-assistance/home-loans/
• USDA Rural Development loans — https://www.rd.usda.gov
• CFPB mortgage guidance (U.S. Government) — https://www.consumerfinance.gov/owning-a-home/

An internet connection is required for the AI Q&A and lender links; all calculators work offline.