DebtMate: Quản Lý Khoản Vay

DebtMate - Smart Personal Loan and Debt Management Assistant

Do you have mortgages, car loans, or personal consumer loans? Do you want to accurately track your principal and interest payments each month without manual calculations? DebtMate is the perfect solution for you!

DebtMate helps you digitize your entire debt record, accurately calculate interest rates, and track your repayment progress safely and transparently right on your phone.

HIGHLIGHTED FEATURES:

Accurate Interest Calculation: Supports both of the most popular interest calculation methods: "Decreasing Balance" and "Principal Balance".

Prepayment Simulation (Exclusive): Want to know how much interest you can save and how much shorter your loan term if you pay more each month? The intuitive simulation feature will give you the answer immediately.

Early Repayment Penalty Calculation: Provides detailed calculation of early repayment penalty fees as a percentage of the amount due each year, helping you prepare your finances accurately.

Detailed Payment Schedule: Automatically creates a detailed repayment schedule for each period, clearly separating principal and interest payments.

Multiple Loan Management: Easily add and switch between various loans (home loans, car loans, consumer loans).

Visual Tracking: Dashboard provides an overview of repayment progress, total amount paid, and remaining balance.

Absolute Security: Your data is stored entirely locally (offline) on your device. No login required, no personal data collected.

WHY CHOOSE DEBTMATE?

The application has a user-friendly Vietnamese interface, is easy to use, and has no complicated operations. You only need to enter the data once, and DebtMate will calculate the rest.

Download DebtMate today to take control of your personal financial plan and free yourself from the hassle of bookkeeping!

Important Note: DebtMate is a tool application to help track and manage personal loans. The application does NOT provide credit lending services. The calculations are for reference only to help you plan your finances and may differ slightly from the actual contract with each bank.