Debtalyst

Debtalyst is the debt payoff planner that turns "I'll never get out of this" into a clear, week-by-week roadmap to debt freedom.

Stop guessing which debt to pay first. Stop wondering if you're making real progress. Stop dreading your finances. Debtalyst does the math, builds the plan, and shows you exactly when each debt disappears — so you can stay focused on the only thing that matters: making the next payment.

WHAT YOU CAN DO

• Track every debt — credit cards, loans, medical bills, BNPL, anything with a balance
• Track every income source — salary, side hustles, irregular gigs
• Track recurring bills so your real "money available for debt" is always accurate
• Build a payoff plan using the avalanche method (lowest interest cost) or snowball method (fastest psychological wins)
• See your exact debt-free date — and watch it move closer every time you pay extra
• Run "what if" scenarios: "What if I paid an extra $100/month? $250? My whole tax refund?"

PREMIUM FEATURES

Upgrade to Debtalyst Premium for the tools that turn a good plan into a great one:

• AI Financial Coach — chat with a coach that knows YOUR debts, YOUR income, YOUR bills, and answers questions like a friend who happens to be a CFP
• Document Scan & Auto-Fill — snap a photo of a credit card statement, pay stub, or bank statement and let AI extract everything for you in seconds
• Custom what-if scenarios — test any extra payment amount, not just presets
• Unlimited debts, incomes, and bills
• PDF and CSV exports for taxes, refinancing, or your own records
• Payment reminders so nothing slips

EDUCATION HUB

Debtalyst includes 8 lessons covering debt basics, payoff strategies, credit scores, budgeting, and the psychology of debt — plus a 20-term glossary so you understand every word your bank and credit card company throw at you.

PRIVATE BY DESIGN

• Your financial data stays on your device by default
• Cloud backups are encrypted and tied only to your account
• No ads, ever
• No selling your data, ever

SUBSCRIPTION DETAILS

Debtalyst Premium is available on a monthly, quarterly, or yearly basis. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in Google Play.

Privacy policy: https://debtalyst.com/terms-of-service
Terms of service: https://debtalyst.com/privacy-policy