Daily Kharcha

Daily Kharcha is the simple, offline expense tracker made for Pakistan.

Track your daily kharcha, income, and budgets in Pakistani Rupees — and keep your udhaar and qist organized too. No login, no account, no internet needed. Your data stays on your phone.

KEY FEATURES

• Works Fully Offline — Your data stays on your device. No login, no cloud, no sync. Open the app and start tracking immediately, even without mobile data.

• Udhaar / Lending Tracker — Know exactly who owes you and whom you owe. Track part-payments and send a polite reminder on WhatsApp in one tap.

• Qist / Installment Tracker — Bought something on installments (bike, phone, fridge)? Track how many qists are left and when the next one is due.

• Recurring Transactions — Add rent, salary, and bills once and let them repeat automatically every month.

• Income & Expense Tracking — Quickly record money in and out with simple, familiar categories.

• Budgets — Set a monthly limit for any category and watch your progress at a glance.

• Custom Categories — Add your own categories with your choice of icon and colour.

• Reports & Pie Chart — See where your money goes with clear monthly reports and a visual breakdown.

• App Lock — Protect your records with a PIN or fingerprint.

• Daily Reminder — A gentle daily nudge so you never forget to record your spending.

• Backup & Restore — Save a backup file anywhere (Google Drive, WhatsApp, email) and restore it anytime.

• PDF Export — Share or print your transactions whenever you need.

ENGLISH & اردو
Use the app in English or full Urdu — switch anytime.

MADE FOR PAKISTAN
From groceries and utility bills to rent, qist and udhaar, Daily Kharcha understands how money actually works here.

PRIVACY FIRST
We never see your data — everything stays on your device. The only internet use is for showing ads.

Download Daily Kharcha and take control of your money today.