Daily Kharcha

Daily Kharcha is a simple, offline money tracker built for South Asia and the Gulf — now in English, Urdu, Arabic and Hindi, with multiple currencies.

Track your daily spending, income and budgets, and keep your credit (udhaar) and installments (qist) organized — all on your phone, with no login and no internet needed.

KEY FEATURES

• Works Fully Offline — Your data stays on your device. No account, no cloud, no sync. Open the app and start tracking instantly, even without mobile data.

• Credit / Udhaar Tracker — Know exactly who owes you and whom you owe. Record part-payments and send a polite reminder on WhatsApp in one tap.

• Installments / Qist Tracker — Buying something on installments (bike, phone, fridge)? Track how many installments are left and when the next one is due.

• Recurring Transactions — Add rent, salary and bills once and let them repeat automatically every month.

• Income & Expense Tracking — Record money in and out quickly with simple, familiar categories.

• Budgets — Set a monthly limit for any category and watch your progress at a glance.

• Custom Categories — Add your own categories with your choice of icon and colour.

• Reports & Pie Chart — See where your money goes with clear monthly reports and a visual breakdown.

• Search & Date Filter — Find any transaction by keyword, or filter by today, this week, this month, or a custom date range.

• App Lock — Protect your records with a PIN or fingerprint.

• Daily Reminder — A gentle daily nudge so you never forget to record your spending.

• Backup & Restore — Save a backup file anywhere (Google Drive, WhatsApp, email) and restore it anytime.

• PDF Export — Share or print your transactions whenever you need.

4 LANGUAGES
Use the app in English, اردو (Urdu), العربية (Arabic) or हिन्दी (Hindi) — switch anytime, with full right-to-left support.

MULTIPLE CURRENCIES
Choose from 15 currencies — including PKR, INR, USD, GBP, EUR, and Gulf currencies like SAR, AED, QAR, OMR, KWD and BHD.

MADE FOR HOW YOU ACTUALLY HANDLE MONEY
From groceries and utility bills to rent, installments and lending, Daily Kharcha understands everyday money habits — not just Western-style budgeting.

PRIVACY FIRST
We never see your data. Everything stays on your device. The only internet use is for showing ads.

Download Daily Kharcha and take control of your money today — free.