NeuFinTrack: Wealth Tracker

NeuFinTrack (Neural Finance Tracker) is a private, offline personal-finance tracker that keeps your whole money picture on your device. Log spending and income, manage budgets, follow your investments and net worth, plan goals and insurance renewals, and run reports — with no account, no bank linking, and no internet access. Every figure is one you enter. Multi-currency throughout, with optional India tax tools for users who file in India.

WHAT YOU CAN DO

- Spending & income: log transactions with an inline calculator, categories, tags, and notes; bulk entry for fast catch-up.
- Budgets: set monthly limits per category and get alerts at 80%, 100%, and 110%.
- Recurring & subscriptions: track recurring bills and see your total monthly subscriptions, with renewal reminders.
- Receipts: attach a photo to any transaction; stored encrypted on your device.
- Net worth: assets minus liabilities, with a month-over-month trend and history on one screen.
- Investments & assets: record mutual funds, stocks, ETFs, fixed deposits, retirement accounts, gold, and other assets and loans. Manual entry only — no broker links, no scraping.
- Goals: set savings goals with milestone alerts at 25%, 50%, 75%, and 100%.
- Insurance: renewal reminders 30 days out, 7 days out, and on the day.
- Tax tracker (India): track 80C, 80D, 80CCD(1B), and HRA against the old and new regimes, side by side, to see which works out better.
- Reports & insights: category breakdowns, spending analytics, and printable PDF reports.
- Calculators: loan, interest, payoff, and currency conversion.
- Ask AI (optional): hand a structured snapshot of your finances to the AI assistant app of your choice. NeuFinTrack never contacts an AI service itself; your data only leaves the device when you choose to share it.
- Backup & restore: export your entire database as a single passphrase-encrypted file that you keep and control.

PRIVACY & SECURITY

- Works fully offline — no sign-up, no account, no bank or SMS access.
- Data is stored encrypted on your device (AES-256), with the key held in the device's secure keystore.
- Biometric or PIN lock on every launch; amounts stay hidden in screenshots and notification previews.

PRICING

- Free. No subscription and no ads.

NeuFinTrack is a personal tracking tool, not a financial advisor, and does not provide investment advice. This version stores your data on a single device; moving to a new phone starts fresh unless you transfer your encrypted backup file.