CredMantra

Welcome to CredMantra, your trusted partner in connecting borrowers with RBI-registered Non-Banking Financial Companies (NBFCs) and trusted digital lending partners. We facilitate personal loans through our verified NBFC partners and trusted digital lending partners while ensuring complete transparency and financial advisory support.

Declaration:
“CredMantra is not a direct lender. We act as a technology platform that connects users with loans from RBI-registered NBFCs and trusted digital lending partners, ensuring a secure and seamless borrowing experience.”

Loan Details:
✔ Loan Range: ₹5,000 to ₹5 lakhs
✔ Interest Rate: Starting at 11.99% p.a.
✔ Repayment Tenure: 6 months to 5 years

Our NBFC Partners (All RBI-Registered):
🤝 Ram Fincorp (R.K. Bansal Finance Pvt. Ltd.) – Website ( https://www.ramfincorp.com/ )
🤝 MoneyTap (Whizdm Finance Private Limited ) – Website ( https://www.moneytap.com/our-partners.html )
🤝 Olyv (Upmove Capital Private Limited ) – Website ( https://www.olyv.co.in/Digital-lead-partners )
🤝 zype(Respo Financial Capital Private Limited) – Website ( https://www.getzype.com/our-sourcing-partners/ )


Key Highlights:
✅ Access Loans from RBI-Approved NBFCs
✅ EMI Calculator – Plan your repayment easily
✅ Fully Digital, Paperless Process – Instant approvals
✅ Expert Financial Guidance – End-to-end loan facilitation

Eligibility Criteria:
👤 Age: 18–60 years
💰 Income: ₹10,000+ monthly net income
💼 Employment: Salaried or self-employed
📅 Work Experience: 6–12 months (salaried), 3 years (self-employed)


Example Loan Calculation:
📌 Loan Amount: ₹5,00,000 | APR: 25% | Tenure: 60 months | EMI: ₹14,676
📌 Loan Amount: ₹1,00,000 | Interest: 13% | Tenure: 1 year | Processing Fee: ₹2,360
📌 Monthly EMI: ₹8,932 | Total Repayment: ₹1,10,129

Steps to Apply:
📥 Download App & Register
🗃️ Provide Basic Info (Age, Salary, Pin Code, Loan Requirements)
🤝 Get Matched with Lenders (RBI-Registered NBFCs)

Responsible Lending:
CredMantra is committed to responsible borrowing by working only with RBI-registered NBFCs. We ensure full transparency, compliance with RBI regulations, and clear disclosure of loan terms.

FAQs:
❓ Does CredMantra lend directly? – No, we connect users with RBI-registered NBFCs.
💸 Loan Range? – ₹5,000 to ₹5 lakhs, depending on eligibility.
⏳ Repayment Tenures? – 6 to 60 months.
🕵️‍♂️ Hidden Charges? – No hidden charges; all costs are disclosed upfront.
📊 How to calculate EMI? – Use the EMI calculator in the CredMantra app.
📉 Maximum APR? – Up to 36%, based on creditworthiness.

Contact Us:
We value your feedback! Please share your thoughts at info@credmantra.com. We’d love to hear from you!
📧 Email: info@credmantra.com
📞 Phone: +91 95010 65907
🏢 Office Number 504, TDS Tower E193, Sector 74, SAS Nagar, Punjab 160055


Key Fixes & Improvements in This Version:
✔️ Fixed the NBFC Mismatch – Corrected the partner list and URLs
✔️ Ensured Clarity on RBI-Registered NBFCs – Explicitly mentioned that all partners are RBI-registered
✔️ Structured for Better Readability – Google Play prefers well-organized descriptions