CreditX: Credit Score & Report

CreditX – Credit Score, Credit Report & AI Credit Insights

Take control of your financial health with CreditX.

CreditX is a digital financial information platform that helps users understand their credit profile, monitor credit health, receive AI-powered insights, and access useful financial tools for better financial decisions.

CreditX also enables eligible users to discover loan opportunities through its authorized loan facilitation partner. CreditX is not a lender and does not provide or disburse loans.

Key Features

Credit Score & Credit Report

* Check latest credit score
* View detailed credit report
* AI-powered credit analysis
* Credit health monitoring
* Credit history insights
* Secure report download

Credit information is provided only through authorized credit information service providers after obtaining user consent.

AI Credit Assistant

* AI-powered credit insights
* Credit report explanation
* Personalized credit improvement suggestions
* Financial education
* Smart financial guidance

Financial Tools

* EMI Calculator
* Loan Calculator
* Budget Planner
* Credit Health Dashboard
* Financial Planning Tools

Loan Discovery

CreditX helps users explore loan products offered by RBI-regulated Banks and NBFCs through its authorized loan facilitation partner.

CreditX does not lend money, approve loans, make lending decisions, collect repayments, or participate in loan disbursement.

Users applying for loans are securely redirected through UTM links to the authorized loan partner where the application process is completed.

Loan approval, eligibility, documentation, interest rate, processing fees, repayment schedule, and disbursement are solely determined by the respective Bank, NBFC, or the loan facilitation partner.

Credit Information Partner

Surepass Technologies

Credit reports are retrieved only after obtaining explicit user consent.

Loan Facilitation Partner

Fast Credit Finance Pvt. Ltd.

Website: https://fastcredit.co.in/

Email: satya@fastcredit.co.in

Address:
B-15, Block A,
East Krishna Nagar,
Delhi – 110051

CreditX acts only as a technology platform for generating loan enquiries and redirecting users to Fast Credit Finance Pvt. Ltd.

Representative Loan Example

* Loan Amount: ₹100,000
* Interest Rate: 15% p.a.
* Tenure: 12 Months
* Monthly EMI: ₹9,026
* Total Repayable: ₹108,310
* Total Interest: ₹8,310
* Processing Fee: 1%–2% (charged by lender)

Repayment period: 3–60 months (greater than 90 days).

Actual loan terms depend entirely on the respective Bank or NBFC.

Data Security

* Secure OTP Authentication
* End-to-End Encrypted Data Transmission
* Consent-Based Credit Report Access
* Secure API Integration
* Personal Data Protection
* Industry Standard Security Practices

CreditX does not sell users’ personal information. Credit information is accessed only with explicit user consent.

Company Information

CreditX Fintech India

Website: https://creditx.live/

Email: support@creditx.live

Address:
Balaji Dwar,
Rudrapur City,
Udham Singh Nagar,
Uttarakhand – 263153

Important Disclosure

CreditX is not a Bank, NBFC, RBI-regulated lending institution, or digital lender.

CreditX is a digital financial information and loan discovery platform.

CreditX only facilitates loan enquiries and redirects users to its authorized loan facilitation partner through secure tracking links.

All loan approvals, eligibility, documentation, interest rates, repayment schedules, processing fees, loan agreements, and disbursements are solely determined by the respective Bank, NBFC, or Fast Credit Finance Pvt. Ltd.