Merxus: Gestión y Mercado

MERXUS is the business management platform for microfinance institutions and their community of entrepreneurs.

🏢 FOR FINANCIAL INSTITUTIONS (for authorized personnel use)
• SMART ROUTING: Analysts organize their day with prioritized visit routes, payment commitments, and business geolocation.

• PORTFOLIO MANAGEMENT: Track schedules, record collections with digital receipts, monitor delinquency, and generate real-time reports.

• DIGITAL CASH CLOSING: Report cash, validate vouchers using OCR, and manage cash flow.

• MANAGEMENT PANEL: Manage budgeting, cash flow, monthly profitability, and monitor team goals and bonuses.

• OFFLINE MODE: Field records automatically sync when the signal is restored—designed for rural areas of Peru.

🛍️ MERXUS DIGITAL MARKETPLACE
A closed marketplace where community entrepreneurs list their products and buy from each other. Orders are coordinated via WhatsApp.

👤 CUSTOMER PORTAL
Customers of affiliated companies can check their account status, history, and internal score with complete transparency.

🔒 SECURITY
• Exclusive access with credentials issued by each company — no open registration.

• Encrypted data in transit and at rest on Google Cloud infrastructure.

• Each company only sees its own information.

ℹ️ IMPORTANT
Merxus is a business-to-business (B2B) management software developed by MERXUS TECH S.A.C. (Jaén, Peru). MERXUS is not a financial institution, does not grant loans, and does not receive credit applications through the app. Commercial terms are defined by each client company in accordance with Peruvian regulations.