MontoClic:Préstamos de Crédito

MontoClic — Personal Loans in Mexico

Life doesn't always go according to plan. If an unexpected event arises or an opportunity presents itself, MontoClic offers personal loan services and helps you complete the necessary information online in a clear, direct, and 100% online manner.

Download the app, create your account, and verify your identity. We are building a simple and transparent loan experience for users in Mexico.

To use MontoClic, we won't ask for:
- Proof of income
- A guarantor or collateral
- Upfront payments - Zero pesos to create your account or start the registration process

What you will find in MontoClic:
- Everything from your cell phone, without visiting a branch
- To get started, use your valid INE (Mexican voter ID) and your cell phone number
- You can complete your registration and verify your identity from the app
- Your information is encrypted and under our responsibility

How MontoClic works

1. Create your account
Download the app, enter your cell phone number, and confirm it with the code we send you.

2. Verify your identity
Take a photo of your valid INE/IFE and complete the facial verification from the app.

3. Complete your information and requirements
Fill out the required information and confirm that you are over 18 years old, Mexican, and have a bank account in your name in Mexico.

4. Review the loan information
You can complete the required information by following the app's instructions. The loan amount and terms depend on the final evaluation.

Loan Information
Loan Amount: From 300 to 50,000 MXN
Term: From 91 to 365 days
APR: From 36% to 360%
(The rate depends on your risk profile, the information provided, and the term you choose)

Payment Example (illustrative)
If you request 3,000 MXN, with an annual interest rate of 180%:
Interest: 1,775.34 MXN
Fee: 0 MXN
Total Amount Due: 4,775.34 MXN

Payment Methods
You can pay your loan via SPEI transfer. You can also check the app for other available payment methods. Always obtain payment information from MontoClic and do not rely on references or payment instructions sent by third parties.

Your data, under our responsibility

The information you share with MontoClic is used to create your account, verify your identity, evaluate your credit application, provide credit services, and comply with applicable legal requirements. We do not sell your personal information. We may share it with necessary service providers, in accordance with our Privacy Notice. We process your data in accordance with the Federal Law on the Protection of Personal Data Held by Private Parties (LFPDPPP). All data transmission is encrypted.

Privacy Notice: https://www.montoclic.mx/privacy-policy

Contact
Email: help@montoclic.mx
Business Hours: Monday to Friday, 9:00 a.m. to 6:00 p.m. (Mexico City time)
Website: montoclic.mx