Count: EMI, SIP & Income Tax

Count is the calm, premium calculator app for every money decision — EMI, SIP, FD, Income Tax (Old vs New, FY 2025-26), FIRE, Net Worth, Salary in Hand. Built for India. Works offline.

Fourteen accurate, well-tested calculators in one quiet, dark space. No login. No ads. No spam calls. Your numbers never leave your phone.

- WHAT YOU CAN CALCULATE -

🏠 BORROW
• Home Loan EMI Calculator — monthly EMI, total interest, prepayment impact
• Car Loan EMI Calculator — the true cost of driving it home
• Personal Loan EMI Calculator — see what convenience really costs
• Repayment Capacity Calculator — the loan your income can support, based on the 60% net-income cap most Indian banks use

📈 GROW
• SIP Calculator — with optional yearly step-up, lump-sum add-on, and an animated growth-journey chart
• Lumpsum Calculator — and a side-by-side "Compare with monthly SIP" view
• FD Calculator — cumulative maturity or interest-payout frequency (monthly, quarterly, half-yearly, yearly)
• RD Calculator — recurring deposit maturity
• FIRE Calculator — Lean / Regular / Fat / Barista / Coast FIRE with what-if scenarios and a share-worthy results card

💼 EARN
• Salary in Hand Calculator — CTC to take-home, with PF, professional tax and income tax (FY 2025-26) all worked out
• Income Tax Calculator — Old vs New regime side-by-side for FY 2025-26. Includes HRA exemption, 80C, 80CCD(1B) NPS, 80D, home-loan interest 24(b), 80E education loan, 80G donations, 80TTA. Every common deduction.
• Net Worth Tracker — multi-asset, multi-liability, with a daily growth-journey line, persisted on your device

🛡 PROTECT
• Term Insurance Cover Calculator — how much cover your family would need
• Credit Score Tips — what affects your CIBIL / Experian score and how to lift it

Upcoming: HRA Exemption, PF / EPF, Retirement Plan, Amortization Schedule, PDF export, Loan Eligibility Calculator, Affordability Calculator, Refinance / Balance Transfer comparison.

- WHY COUNT IS DIFFERENT -

✨ CALM, NOT BUSY
One question per screen. No bottom navigation, no chrome, no pop-ups, no ads. A space for thinking — not a transaction tool. Count is built to leave you calmer than it found you.

✓ ACCURATE
Every formula is a pure, unit-tested function. Tax slabs are dated to the financial year they apply to. We hand-verify the math against published bank and Income Tax Department references. We publish what we got wrong (and we fix it).

🔒 PRIVATE BY DESIGN
Every calculation runs on your device, offline. Your loan amounts, salary, investments, tax inputs, net worth — they NEVER leave your phone. We send only crash logs and which calculator you opened. No accounts. No login. No third-party trackers. No data sold. Ever.

🌙 DARK BY DESIGN
Premium dark canvas, soft glass blur, gentle motion. Self-hosted Fraunces and Geist typefaces. The brand is dark; we don't bend it for system themes.

📵 OFFLINE FIRST
Count works in airplane mode. Your money math doesn't need the internet — and neither does Count.

🚫 NO ADS. EVER.
An optional one-time ₹99 Count Plus unlock pays the bills, not your attention.

- FOR WHOM -

For salaried professionals running the math on a home loan. For the first-time investor sizing up a monthly SIP. For the young couple comparing Old vs New regimes for FY 2025-26. For the saver tracking net worth across FD, EPF, mutual funds, gold, real estate and a personal loan. For everyone in India who wants money math without pop-ups, pressure, sales calls or spam.

- COUNT PLUS -

A single ₹99 one-time unlock — never a subscription. Unlocks the pro calculators (Repayment Capacity, FIRE Calculator and Net Worth today; Amortization Schedule, PDF export, Loan Eligibility, Affordability and Balance Transfer comparison coming next). One payment, forever yours. Restored automatically on reinstall.

A SIBLING TO SVASA

Count is made by Su Labs — the studio behind Svasa, the calm breathwork app. We build Indian software that respects your attention.

Money decisions, made simple.