Asset Recovery: Lost 401k

Track down forgotten 401(k)s, old pensions, and lost retirement accounts! When you change jobs, it is easy to lose track of older 401(k), 403(b), or pension benefits left with a former employer. Asset Recovery: Lost 401k is a private mobile guide to official government search tools in plain language. We are a private company not affiliated with or endorsed by the Department of Labor, the PBGC, or any government agency.

WHAT YOU CAN FIND
✔ Lost 401(k) accounts from former employers you may have left behind
✔ Old 403(b) plans from previous nonprofit, school, or government jobs
✔ Abandoned retirement plans tracked through official government databases
✔ Unclaimed pension benefits from bankrupt companies via PBGC lookup
✔ Small-balance accounts — IRA rollovers, cash-outs, or state unclaimed property (SECURE 2.0 rules vary)

WHY LOST 401K
✔ Job-Focused Intake – Enter your former employer name and years worked.
✔ Three Official Databases – DOL Retirement Savings Lost and Found, DOL Abandoned Plan Search, and PBGC Unclaimed Pensions.
✔ Education Without Jargon – Lost plans, small-balance rules under SECURE 2.0, and tips like checking every former company.
✔ Search Prep – Documents to bring, time estimates, and what to expect before government sites open.
✔ How to Claim – Contact HR, locate the plan administrator, and complete rollover paperwork.
✔ Log Your Progress – Record outcomes, amounts, and notes locally in My Activity.
✔ Smart Reminders – Alerts to search again when companies merge or records update.

HOW IT WORKS
1. Tap Get Started and enter your former employer name, years employed, and an optional name.
2. Read Search Prep to know what documents to gather.
3. Open the official DOL or PBGC database link that matches your situation.
4. Search on the official site (SSN may be required there, never in our app) and log your result.

PERFECT FOR
✔ Job changers who left retirement accounts behind at old employers.
✔ Workers who remember the employer but not the specific plan details.
✔ Nonprofit and government employees with historical 403(b) or pension benefits.
✔ Anyone after a company merger, acquisition, or bankruptcy.
✔ Users who want official links first—not a paid "account finder" middleman.

PRIVACY & TRUST
Free to download and use. We do not collect your SSN, access your accounts, or manage your funds. We are not financial advisors, brokers, or plan administrators. Optional affiliate links (Capitalize, Empower) for convenience—government tools are free.

OFFICIAL SOURCES (U.S. government)
The app opens official DOL and PBGC search tools—not government-run apps. Primary sources linked in the app:

Department of Labor (EBSA overview)
https://www.dol.gov/agencies/ebsa

DOL Retirement Savings Lost and Found
https://lostandfound.dol.gov/

DOL Abandoned Plan Search
https://www.askebsa.dol.gov/AbandonedPlanSearch/

Pension Benefit Guaranty Corporation (PBGC)
https://www.pbgc.gov/

PBGC Unclaimed Retirement Benefits Search
https://www.pbgc.gov/workers-retirees/find-unclaimed-retirement-benefits/search-unclaimed

LEGAL
Terms of Use (EULA): https://calm-aura.github.io/tos_and_privacy/asset-recovery/terms-of-service.html
Privacy Policy: https://calm-aura.github.io/tos_and_privacy/asset-recovery/privacy-policy.html

DISCLAIMER: General information only—not financial, tax, or legal advice. Consult an advisor before rollover or withdrawal. Verify current rules on the official DOL and PBGC sources above.

NOT A GOVERNMENT APP: Published by Calming Aura Studios LLC—not affiliated with or endorsed by the DOL, PBGC, or any government agency.