ConstruFin

ConstruFin: A platform for comparing and connecting with credit options

ConstruFin is a financial information and decision support platform. Our goal is to help users analyze their eligibility, compare credit conditions, and connect with authorized partner financial institutions.

Main Features

1. Initial Eligibility Assessment
Users can provide basic information to receive a preliminary profile analysis and a benchmark estimate, in a simple and objective way.

2. Comparison of Credit Options
The platform gathers offers from partner financial institutions, allowing for the comparison of relevant conditions, such as term, total cost, and other applicable information, to support a more transparent decision.

3. Connection with Partner Institutions
After the analysis and comparison, the user can be directed to the partner institution responsible for the offer, application, final analysis, and eventual contracting.

4. Data Security and Protection
We process user data in accordance with the applicable privacy policy. Information is used only for analysis, comparison, and forwarding, as authorized by the user.

Important information about the products displayed on the platform

• Minimum repayment term: 90 days
• Maximum repayment term: 180 days
• Maximum APR (annual percentage rate): 24% per year

Example of a 6-installment repayment plan

• Loan amount: 7,000.00
• Term: 180 days
• Total number of installments: 6
• Applicable fees: 0.00
• Total loan cost: 414.25
• Total amount to pay: 7,414.25

Installment details

1st installment
Initial balance: 7,000.00
Interest: 116.75
Amortization: 1,118.96
Installment amount: 1,235.71
Final balance: 5,881.04 2nd installment
Initial balance: 5,881.04
Interest: 98.09
Amortization: 1,137.62
Installment value: 1,235.71
Final balance: 4,743.42

3rd installment
Initial balance: 4,743.42
Interest: 79.11
Amortization: 1,156.60
Installment value: 1,235.71
Final balance: 3,586.82

4th installment
Initial balance: 3,586.82
Interest: 59.82
Amortization: 1,175.89
Installment value: 1,235.71
Final balance: 2,410.93

5th Installment
Initial Balance: 2,410.93
Interest: 40.21
Amortization: 1,195.50
Installment Value: 1,235.71
Final Balance: 1,215.43

6th Installment
Initial Balance: 1,215.43
Interest: 20.27
Amortization: 1,215.43
Installment Value: 1,235.70
Final Balance: 0.00

Payment Plan Summary

• Total Interest: 414.25
• Total Amortized: 7,000.00
• Total to Pay: 7,414.25

Important Notice

ConstruFin is not a financial institution, does not grant loans directly, does not make disbursements, does not define credit approval, and does not It charges interest on its own behalf. The granting, analysis, approval, contracting, rates, charges, and disbursement are the sole responsibility of the partner financial institutions.