Kharchana – Personal Finance

Kharchana is a smart personal finance manager that automatically tracks your spending using bank SMS alerts.

No complicated setup. No manual entries. Just install and get clear insights into your money.

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🔹 Automatic Transaction Detection

Kharchana reads bank transaction SMS messages on your device to identify money spent and money received.
All processing happens locally on your phone.

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🔹 100% Private & Offline

Your financial data stays on your device.
Kharchana does not upload, transmit, or share your SMS or transaction data with any external server.

No ads. No data selling. No hidden tracking.

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🔹 Clear Money Insights

• Monthly and yearly summaries
• Total spent and total received
• Category-based spending breakdown
• Budget tracking
• Clean dashboard design

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🔹 Optional Notification Tracking

You can optionally enable notification access to improve transaction detection from trusted payment apps. This feature is fully optional.

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🔹 Built for Simplicity

Kharchana focuses on:

• Lightweight performance
• Clean and simple interface
• Accurate transaction parsing
• Complete user control

Take control of your money with clarity.

Kharchana – your personal finance manager, made simple.