UniSpend

UniSpend – Simple Personal Finance & Expense Tracker

UniSpend is a personal finance app designed to help you track expenses, monitor income, set savings goals, and better understand your spending habits — all in one clean and easy-to-use interface.

Whether you are a student, professional, or someone who wants better control over daily finances, UniSpend provides practical tools to organize your money without complexity.

🔹 Key Features

• Expense & Income Tracking
Log daily expenses and income with categories to clearly see where your money goes.

• Monthly Summaries
View monthly breakdowns of spending and income to understand patterns and trends.

• Savings Goals
Create savings goals and track progress over time.

• Bill Split Records
Maintain records for shared expenses to keep track of who owes what (no payments are processed).

• Financial Calculators
Includes calculators such as simple interest, compound interest, EMI, SIP, lump sum, and inflation impact — for informational purposes only.

• Notifications & Reminders
Stay informed about important updates and activity.

• Secure Account Access
User data is protected using secure authentication and encrypted connections.

🔒 Privacy & Transparency

UniSpend is not a bank, payment app, or investment service.
The app does not process payments, transfer money, provide loans, or offer financial advice.

All financial data entered is user-provided and used only to display summaries and insights inside the app.
For complete details, please review our Privacy Policy and Terms & Conditions.

📌 Important Notes

• No real-money transactions
• No lending or investment services
• No banking or wallet functionality
• Informational tools only

Take control of your finances with UniSpend — simple, clear, and built for everyday money tracking.