Most budget apps start with a demand: connect your bank, sort your life into forty categories, trust a server with your salary. Cloudless starts with the opposite idea — an offline expense tracker and budget planner that is yours alone.

No bank login. No account. No cloud. Everything you enter stays in a database on your phone, and the app works completely offline, even in airplane mode.

ONE NUMBER, EVERY MORNING
Enter your income, your fixed costs and how much you want to set aside. Cloudless turns the rest into a single daily number: what you can spend today. That is what makes it a money manager rather than a spreadsheet.
• Spend less and the rest rolls over to tomorrow
• Overspend and the coming days absorb it quietly — no guilt, just arithmetic
• Stay under your number and your streak grows

RENT, BILLS AND INSTALMENTS
Cloudless works as a bill tracker too. Enter a recurring cost once — rent, electricity, insurance, a streaming plan, a phone instalment — and it posts on its own due date, in daily, weekly or monthly cycles. Instalment plans take an end date, so they stop by themselves, and a panel adds up what all of it takes each month. Nothing ambushes you at the end of the month — it was already inside today's number.

AN EXPENSE TRACKER BUILT FOR REAL LIFE
• Log an expense in seconds on a big numpad — pick a category, done
• Keep-adding mode for a market run with many receipts
• Save what you buy often as templates
• Search, edit, tag or exclude a one-off from your statistics
• Categories and subcategories you can rename to match your life
• 28 currencies with a base currency, for life between two currencies
• Biometric or PIN app lock, a daily reminder you set yourself, a dark theme

A SAVINGS TRACKER THAT FILLS ITSELF
Set a goal — a deposit, a trip, a buffer for the month everything breaks — and pick a daily, weekly or monthly contribution. Cloudless takes it out of your spendable number automatically, so saving already happened instead of being decided again every week.

ALSO IN CLOUDLESS
Receipt scanning that reads amounts on the device itself, bank statement CSV import parsed locally, several wallets with a net worth view, category limits with rollover, spending trends, a calendar heat map and a month-end forecast — a money manager that never phones home.

YOUR DATA STAYS YOURS
• 100% offline by architecture — there is no server to send anything to
• No sign-up, no tracking, no profiles
• Encrypted backup (AES-256): one file, one passphrase only you know, saved where you like
• Automatic local backups on your own schedule, with a history
• Moving to a new phone means moving one file — not an account

MADE FOR YOU IF…
• the last week before payday is always tighter than the first
• rent, bills and instalments land on fixed days and you want them counted from day one
• you are a student living on an allowance or a few shifts a week
• you work freelance and no two months look alike
• you want a budget planner that never asks for a bank login
• you like envelope budgeting but want it offline and automatic

QUESTIONS PEOPLE ASK
Does it connect to my bank? No — there is none anywhere in the app. You enter income and fixed costs once, or import a statement file you downloaded yourself.
Does it work without internet? Yes, all of it — airplane mode changes nothing.
Where is my data? In a database on this phone. There is no cloud and no sync between devices — you move phones with the backup file.
How does receipt scanning work? Text recognition runs on the device; the photo stays with the record.

Cloudless is an expense tracker, a budget planner, a money manager and a savings tracker in one place, in 44 languages, with one rule everywhere: your numbers never leave your device.

Download Cloudless and see today's number.

Budget planner, expense tracker and budget app in one: track every expense offline, with no bank login. A budget app that keeps your spending private.

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