Click Emprest

💸 Need cash on hand without the hassle?

Our app is the complete solution for your financial needs, bringing together the best credit options in one place! Developed for speed, security, and transparency, the app is available on the Apple Store and Play Store to transform the way you access credit.

With just a few taps, you can find different financial products tailored to your profile and can sign up for everything 100% digitally, with facial biometric verification and electronic signature.

🚀 What you'll find in our app:

💳 Pix Card:
Transform your credit card limit into Pix! With the Pix Card, you swipe your card and receive the amount in your account in less than 30 minutes. It's the fastest way to get cash when you need it, without bureaucracy.

💰 FGTS Advance:
Don't wait to use what's yours! Advance your FGTS anniversary withdrawal simply and securely through the app. The money is deposited into your account in just a few steps, ready for you to use as you wish.

👴 INSS Payroll Loan:
INSS retirees and pensioners benefit from the best rates and special conditions! Apply for your payroll loan with direct deduction and do everything through the app—from simulation to application—quickly, easily, and transparently.

📲 FGTS Pay:
With FGTS Pay, your FGTS balance becomes a smart credit tool. Use the amount as collateral to make purchases, pay bills, or settle financial matters with much greater agility and security. The credit is released quickly, without complications.

📋 Information about financial products

🔹 Repayment terms:
Minimum term: 6 months
Maximum term: 96 months
Terms may vary depending on the agreement (INSS, private CLT, SIAPE, or FGTS) and the credit policy of the partner financial institution.

🔹 Maximum Annual Percentage Rate (APR):
CET – Total Effective Cost: up to 350.0% per year, including interest, IOF (Tax on Financial Transactions), fees, and other financial charges.
The effective rate may vary depending on the customer's credit profile, agreement, and financial institution.

🧾 Transparency and Security First

All amounts, terms, and conditions are presented to the customer before the contract is formalized, ensuring complete clarity throughout the transaction.
The contract is completed 100% online, with cutting-edge security, and you can monitor each step directly through the app.

Our app acts as a credit intermediation platform, connecting you to partner financial institutions authorized by the Central Bank of Brazil, all in compliance with credit and data protection regulations.

📊 Representative Example of Total Loan Cost

CCB Example:

Credit Type: Payroll Loan
Loan Amount: R$5,000.00
Term: 48 months
Interest Rate: 1.80% per month (24.96% per year)
CET (Total Effective Cost): 24.96% per year
Monthly Installment Amount: R$155.00
Total Amount Payable: R$7,440.00

Important Notes:
Installment amounts and the APR may vary depending on the client's profile, agreement, term, and financial institution.
Payroll loans are deducted directly from payroll or benefits.

📱 Download now and take control of your financial life in the palm of your hand!

With our app, you can choose, simulate, and apply for the ideal loan for your needs—simple, secure, and hassle-free.

👉 Available on the Apple Store and Google Play Store.