CirculaFlow

CirculaFlow is the digital notebook for those who work with loans, installment sales, service orders, and service provision.

Everything on your cell phone. 100% offline. Your data stays only on your device — we don't see it, store it, or share it.

💼 LOANS

Register clients, choose the payment method (weekly, bi-weekly, monthly, daily), define interest rates and installments. The app generates the schedule, controls what is due when, and calculates late payment fees.

🛒 INSTALLMENT SALES AND SERVICE ORDERS

Same engine. Sell cell phones, appliances, anything on installment. Control the service order, installments, and status. Integrated inventory if desired.

📊 PROFITABILITY IN THE PALM OF YOUR HAND

Dashboard shows how much is currently available, how much you received today, and how much is still to be received. Ranking of the most profitable clients. Monthly analysis with graphs.

⭐ LOYALTY AND SCORE

Good customers pay in advance, earn points. Score increases, becoming VIP customers. Referrals give a 7% discount on the next installment. 100% in-app marketing.

🔄 INSTALLMENT RENEWAL

Customer doesn't have the money for the full installment? Pay only the interest and renew the installment for the next due date. The app calculates everything, accounting correctly.

💬 ONE-TOUCH WHATSAPP

Ready-made templates. Billing, reminders, payment confirmation, congratulations for punctuality. Messages are sent from YOUR number, via YOUR WhatsApp. We don't use official APIs or store your contacts.

💾 BACKUP UNDER YOUR CONTROL

Generate local backups whenever you want. Save wherever you prefer (phone files, Google Drive, email). Changing devices? Import the backup. Your data is yours.

📵 TRULY OFFLINE

Can be used without a signal. No Wi-Fi. No 4G. Everything runs on the device. Internet is only needed to activate the key (once) and send WhatsApp messages (when you use it).

💰 PLANS

• 20 days free (no card, no complicated registration)
• Monthly: R$ 27.99/month
• Semi-annual: R$ 159.90 (5% savings compared to monthly)
• Annual: R$ 249.90 (26% savings compared to monthly)
• Lifetime: R$ 499.99 — pay once, it's yours

👤 FOR WHOM IT'S FOR

Merchants who sell on credit, self-employed service providers, workshops, salons, rental companies, micro-entrepreneurs. Anyone who needs to control who owes how much and until when.

🔒 PRIVACY

Everything offline. Loans, clients, amounts — it stays only on the phone. We don't have a server reading your data. No cloud account. Privacy policy compliant with LGPD (Brazilian General Data Protection Law): https://circulaflow.com.br/legal/privacidade.html

CirculaFlow is a personal/business organization tool. We are NOT a financial institution. The app does not lend money or operate credit — it only records and organizes the transactions you make with your own clients.