ChapaaNow - Digital Credit

ChapaaNow is a digital personal loan app designed to provide Kenyan users with quick, transparent, and responsible access to short- and medium-term credit. Our platform offers a simple application process, clear loan terms, and secure disbursement directly to your M-PESA account. Whether you need funds for daily expenses, emergencies, or personal plans, ChapaaNow helps you access credit conveniently while maintaining full transparency and compliance with applicable regulations.

ChapaaNow offers flexible loan terms tailored to your needs, with amounts from 5,000 to 100,000 KES, tenures from 91 to 365 days, and an APR range of 10% to 30%. All fees and total repayment amounts are shown upfront in-app, and eligibility is based on standard risk assessment, regulatory compliance, and responsible lending practices. Data security and privacy are prioritized, with encryption and secure processing for Kenyan users.