Cermat - Catatan Keuangan

Cermat is a lightweight, fast, and simple personal finance tracking app. No account required, no internet connection required — all your income and expense records are stored directly on your phone.

KEY FEATURES
• Automatic balance — see your total balance, income, and expenses at a glance
• Quick input — record transactions on a single bottom sheet: type, amount (automatic thousands format), category, date, and notes
• Tidy history — transactions are grouped by date, can be filtered by month
• Simple graphs — compare income vs. expenses for the selected month
• Ready-to-use categories — dining, transportation, shopping, bills, salary, and more
• Delete & reset — delete individual transactions or reset all data at any time

PRIVACY GUARANTEED
Cermat doesn't ask for any permissions and doesn't connect to the internet. All data is stored locally on your device — nothing is sent to any servers.

Perfect for anyone who wants to start tracking their daily finances without complicated or bulky apps.