SimpleDirect Financing

SimpleDirect Financing helps home improvement contractors offer instant financing options to their customers—so you close more jobs, increase average project size, and get paid faster.

🔹 No onboarding fees or lock-in contracts
🔹 Customer funding in 1–3 business days
🔹 Branded financing page for every business
🔹 Live tracking and updates in-app

Why Contractors Choose SimpleDirect

- Upfront Payouts – Your customers get funded before the project begins.
- Flexible Pricing – First loan is free. Then just $149/month or 5.99% per loan.
- Easy to Use – Onboarding takes minutes. No tax returns or business history required.
- Supports All Credit Types – From excellent credit to 560+ scores.

Why Homeowners Love It
- Access up to $200,000 in personal loans with no collateral required
- Get matched with multiple lenders through one easy application
- No prepayment penalties – Pay off early anytime
- No hard credit check when checking rates
- Fast decisions and funding, usually within 24–72 hours

Loan Terms Disclosure (Required by Google Play):
- Personal loans offered via SimpleDirect Financing’s lending partners feature:
- Loan amounts: Up to $200,000
- Loan terms: From 12 to 144 months (1 to 12 years)
- APR range: Starting at 6.99%, up to 35.99%

Example: A $10,000 loan at 24% APR for 60 months results in monthly payments of $287.68, with a total repayment of $17,260.80 (includes principal + interest). Actual terms depend on lender and applicant profile.

Start Offering Financing in Seconds
- Free to join
- Simple mobile experience
- Fully supported with your own account manager