CashVia

CashVia is a Digital Lending App (DLA) that facilitates personal loans offered by RBI-registered Non-Banking Financial Companies (NBFCs). CashVia does not directly provide loans. Loan approval, disbursal, interest rates, fees, tenure, and repayment terms are determined solely by the respective NBFCs in accordance with applicable RBI guidelines.

Users can check eligibility, complete the application digitally, and view key loan details—such as applicable interest rate, fees, tenure, EMI, and repayment schedule—before proceeding. Cashvia focuses on reducing friction in the borrowing journey through streamlined digital processes and clear communication at every step.

We understand that financial needs can vary—from managing unexpected expenses to short-term cash requirements—so Cashvia aims to provide flexible options with clear disclosures that help users make informed decisions. With secure infrastructure and privacy safeguards, Cashvia remains committed to responsible lending and customer support. From eligibility to repayment, the platform promotes responsible borrowing through timely updates, repayment reminders, and helpful guidance so users can stay in control of their finances.

Representative Example (Personal Loan)

For a loan amount of ₹25,000 taken for a minimum tenure of 3 months (91 days or more) at a nominal interest rate of 36% per annum (3% per month):

Repayment Period: Minimum 91 days, Maximum as per loan agreement
Tenure Used in Example: 3 months (91+ days)
Rate of Interest: 36% per annum

Cost Breakdown
Total Interest Payable: ₹2,250
Processing Fee: ₹1,250
Total Cost of Loan (Interest + Fees): ₹3,500

Repayment Details
Monthly Instalment (approx.): ₹9,500
Total Amount Payable by the Borrower: ₹28,500

Annual Percentage Rate (APR)
Maximum APR (inclusive of interest and fees): up to 58.8% per annum

The APR represents the total cost of borrowing and may vary based on borrower profile and loan tenure.