ValoKash

ValoKash provides residents with small amounts of credit to help you cope with those times when you need flexible cash flow. The entire process can be completed on your mobile phone. You will need your national ID card, fill in your personal information, and submit it as prompted to complete the loan application.

Application Process
1. Download the application software.
2. Register an account and fill in the details.
3. Submit the application.
4. Wait for approval.
5. Once the application is approved, the loan will be disbursed to your account.

Product Details
Loan Amount: 1,000 Taka - 60,000 Taka (subject to actual approval)
Loan Term: 91-240 days (subject to actual approval)
Annual Interest Rate(Maximum Annual Percentage Rate (APR)): Maximum annualized interest rate of 10.4%, daily interest rate not exceeding 0.028%
Loan Approval: Initial review can be completed within 30 minutes
Information Security: AES-256 encryption technology is used throughout the entire process to ensure the security of your identity information.

Application Requirements
Applicants must be at least 18 years old, hold a national ID card, have a valid mobile phone number and bank account, and have a stable source of income.

100-Day Loan Example
Loan Amount: 10,000 Taka
Term: 100 days
Daily Interest Rate: 10.4% / 365 ≈ 0.028%
Total Interest: 10,000 × 0.028% × 100 = 280 Taka
Total Repayment at Maturity: 10,000 + 280 = 10,280 Taka

Customer Service Hours: Monday to Sunday, 9:00 AM to 3:00 PM 6:00
Customer Service Email: mabid58317@gmail.com

ValoKash answers all your loan-related questions with online customer service, ensuring a smooth and worry-free loan experience.

Currently, we can only operate in Bangladesh or serve customers holding Bangladeshi ID cards.