CaratPay

CaratPay – Built for Retail Jewellers

CaratPay is a digital platform designed exclusively for retail jewellers to manage bullion and gold savings in a simple, structured, and transparent way.

The app helps jewellers digitise bullion booking, gold savings tracking, and related workflows, bringing day-to-day gold operations into one place.

What CaratPay enables jewellers to do

• Book bullion digitally through the platform
• Track bullion balances and booking history
• Manage gold savings records and customer balances
• Enable QR-based gold booking for customers
• View transaction summaries and activity logs
• Request physical gold delivery when required

CaratPay is built to support operational workflows for jewellers and does not function as a consumer-facing investment or trading application.

Gold savings tracking.
CaratPay helps jewellers digitally track gold savings plans operated by them for their customers.

• View savings balances
• Track instalments and booking history
• Maintain structured records over time

CaratPay does not offer savings products directly to consumers. All gold savings schemes are managed independently by jewellers.

Physical gold delivery.
Jewellers can request physical gold delivery for booked bullion as per applicable processes.
Delivery requests are initiated through the platform and fulfilled according to operational arrangements.

CaratPay does not guarantee delivery timelines or logistics services directly.

Designed for jewellers.
CaratPay is a B2B application intended for registered retail jewellers.

The platform may provide jeweller-branded, white-label customer interfaces to support gold savings tracking and QR-based booking. All customer onboarding, communication, and operations remain under the control of the jeweller.

CaratPay does not independently onboard or service end customers.

Important disclosures

• CaratPay does not offer investment products
• CaratPay does not promise returns or appreciation
• CaratPay does not provide financial advice
• CaratPay does not offer lending or credit facilities
• All gold savings schemes are operated by jewellers independently

Who should use CaratPay

✔ Retail jewellery store owners
✔ Jewellers managing bullion bookings
✔ Jewellers running gold savings plans
✔ Jewellery businesses looking to digitise gold operations

CaratPay is built to help jewellers organise, track, and manage gold-related workflows digitally in a clear and reliable manner.