ByajKhata: Interest Accounting

ByajKhata is a simple, secure digital bahi-khata that helps individuals, shopkeepers, and businesses track loans, dues and interest without manual registers. The app automatically calculates daily interest, stores OTP-protected records, and offers easy backups so you never lose transaction history when switching phones.

Key features include:

• 🔢 Automatic daily interest calculation and clear totals
• 📲 Fast loan entry for loans given or taken
• 🔐 OTP-based secure access and easy phone-to-phone backup
• 💬 Optional WhatsApp transaction messages to contacts
• 🌐 Multi-language support and simple reports for pending amounts and interest

Save time, avoid disputes with transparent records, and manage lending across friends, family, and customers with ByajKhata.