Financiamento Veícular

Tired of bureaucracy and bank lines? With iFinancia, you can make your dream of buying a new car or owning a home a reality. Simulate, compare, and find the best vehicle financing or mortgage loan quickly, securely, and 100% digitally.

Our mission is to use technology to simplify access to credit and help you achieve your biggest goals.

Why is iFinancia the smart choice for your financing?

✅ Fast and Accurate Simulation: In just a few seconds, use our financing calculator to find out the installment amount, compare the interest rate (CET), and understand all the costs of your loan. No surprises, no fine print.

🚗 Vehicle Financing and Automotive Credit: Find the best conditions for new or used cars and motorcycles. Check your pre-approved limit and negotiate your car purchase with much more power.

🏠 Uncomplicated Real Estate Credit: Stop renting and realize your dream of buying your own home! Finance new, used, or off-plan properties. Use your FGTS (Fund for Severance Indemnity Fund) as a down payment, compare Price and SAC tables, and find the best credit option, including conditions for programs like Minha Casa Minha Vida (My House, My Life).

⏱️ Fast Analysis: Our process is optimized to provide a response on your credit analysis in record time. Goodbye to endless waiting!

📱 All Through the App: We search all financing and loan offers available in Brazil, tailored to your profile.

Your journey to success starts here:

Download the App: Simple and secure process.

Simulate your Financing: Enter the amount you need and see the conditions instantly.

Submit your Proposal: Fill in your details and choose the ideal credit offer.

Receive Offers: We compare the ideal conditions for your profile.

Hire and Pay: After approval, finalize the contract and get ready to receive the keys!

Transparency and Security First

iFinancia acts as a banking correspondent, following the guidelines of the Central Bank of Brazil. We are not a financial institution. Our role is to connect you to the best credit proposals from our partners. The analysis and final approval of your financing are the responsibility of the institution you choose.

Your data is always protected by the General Data Protection Law (LGPD).

Download iFinancia now and take the first step towards your greatest achievement!

Personal loans from 12 months to up to 48 months.
Loans between R$500 and R$50,000. Maximum annual rate: 98%
Total effective cost (CET): 2% to 12.56%

Example:
Amount requested: R$2,500
Repayment period: 12 months
Monthly installment: R$267
Final loan amount: R$3,204
Example interest: R$704
Annual percentage rate: 28.16%
Total cost (CET): 4.07%