Bugis Credit

Submit a quick application for Personal loan, Business loan & Foreigner loan through Bugis Credit app.

Bugis Credit provides loans to individuals and businesses.

Bugis Credit is licensed and regulated by the Ministry of Law and is fully compliant with the
Moneylenders Act.

Eligibility

1. Loan amount up to SGD $3000 if borrower's earning is less than SGD $20,000 a year (for Singaporean and Permanent resident)

2. Up to 6 times of monthly income if borrower is a Singaporean or Permanent resident and his/her earning is SGD $20,000 or more a year

3. Up to 6 times of monthly income if borrower is a Foreigner and residing in Singapore and his/her earning is SGD $20,000 or more a year

Example representation of loan calculation

-> Loan amount: SGD $5000
-> Tenure: 6 months
-> Interest rate: 47%
-> Administrative fee: 10% of principal = SGD $500
-> Total interest: SGD $586.22
-> Repayment amount per month: SGD $931.04

Loan amount is SGD $5000, Disbursed amount is SGD $4500, Total repayment amount is SGD $6,086.22.

Tenure

Minimum repayment: 63 days
Maximum repayment: 180 days

Quick benefits to try us
-> Easy Signup process
-> Well designed Dashboard
-> Easy application submission process
-> Easy repayment monitoring facility
-> Easily add payment proof
Fees & Charges

1. Interest rate up to 3.92% per month

2. An upfront administrative fee not higher than 10% of the principal of the amount. This is charged when the loan is granted

3. A late fee not exceeding SGD $60 for each month

4. Legal costs ordered by the court for a successful claim after recovery of the loan.

5. APR varies from min 69.316% to max 138.915%

How to get started

1. Install Bugis Credit app
2. Create your account by providing basic details
3. Check eligibility
4. Submit application information
5. After submission of application, Our team will contact with you for further process

Safety and Security

Your data is safe with us. We use 256-bit encryption for data management
For more information, visit our Privacy policy!

Question? Need help?

Email us at enquiry@bugiscredit.sg
Contact us at: (+65) 6345 9123
Visit our store: 470 North Bridge Rd, #02-12 Bugis Cube, Singapore 188735