BudgieWise - AI Budget Tracker

BudgieWise is a personal finance tracker that goes beyond logging numbers. It combines expense tracking, an AI financial assistant, and a burn-rate calculator — all in one clean, dark-mode app. No ads. Ever.

── WHAT YOU CAN DO ──

📊 TRACK INCOME & EXPENSES
Log every transaction in seconds. Categorise spending across 30+ categories including Groceries, Rent, Coffee, Investing, and more. View your full history grouped by month with running totals.

🤖 CHAT WITH YOUR FINANCES
Ask the AI assistant real questions about your money — "How much have I spent on food this month?" or "Can I afford this?" — and get answers based on your actual transaction data, not generic advice.

⚡ SURVIVAL MODE
See exactly how many days your current balance will last based on your real daily burn rate. Updated every day. No guesswork — just your actual spending speed.

🎯 FINANCIAL PERSONALITY
BudgieWise analyses your spending habits and assigns you one of 14 financial archetypes — from The Investor to The YOLO Spender. Unlock new personalities as your habits evolve across the month.

📈 ANALYTICS & INSIGHTS
View spending breakdowns by category, compare this month vs last month, and get a daily rotating AI insight about your financial behaviour — savings rate, top spending category, budget pace, and more.

🗓️ MONTHLY BUDGET TRACKING
Set a monthly budget and track how close you are in real time. Get projected end-of-month spending based on your current pace.

📤 EXPORT TO EXCEL
Export a full P&L report with your name, income breakdown, expense breakdown, KPI cards, and embedded charts — as a professional spreadsheet you can share or file away.

🎯 GOALS & AFFORDABILITY
Tag transactions to savings goals. Use the affordability checker to see what you need to cut to reach a target.

── WHO IT'S FOR ──

BudgieWise is for people who want to actually understand their money — not just see a chart. Whether you're trying to cut spending, save faster, or just stop losing track of where your salary goes, BudgieWise gives you the tools and the self-awareness to do it.

── CLEAN. NO ADS. PRIVATE. ──

No advertisements. No banners. No popups interrupting your flow. BudgieWise has a clean dark-mode interface designed to get out of your way. Your financial data is stored in your account only — it is never sold or shared with third parties.

── PRO FEATURES ──

The free version covers full transaction tracking, analytics, and personality features. BudgieWise Pro unlocks unlimited AI assistant messages, Excel report exports, and advanced insights.