Budget Tamer

Budget Tamer is a private personal-finance app that runs entirely on your phone. No accounts. No cloud. No ads. No tracking. You pay once and own it — there are no subscriptions and no recurring fees.

Try everything free for 35 days. After that, a single one-time purchase unlocks it for good — and even then, viewing and exporting your data never stop working.

Built by one developer who has tracked his own money every single day for more than 25 years, Budget Tamer is the budgeting app he always wanted: fast, private, and answering to no one but you.

YOUR DATA STAYS ON YOUR DEVICE
Everything you enter is stored in a private database on your phone. There is no Budget Tamer server, no login, and no company cloud holding your finances. We can't read your data, because it never reaches us. If you want a backup, you save it to your OWN Google Drive — under your control, deletable any time.

FREE TO TRY, PAY ONCE TO KEEP
Download free and use every feature for 35 days. After the trial, a single one-time purchase unlocks the app permanently. There is no subscription, no per-feature paywall, and no "premium tier." Even after the trial ends, you can always view your data and export it — your information is never held hostage.

EVERYTHING YOU NEED TO BUDGET
• Accounts, transactions, transfers, and split transactions
• Flexible budgets — weekly, monthly, or yearly — with category tracking
• Savings goals
• Debt tracking for money you've lent or borrowed, including interest
• Subscription tracker — see every recurring bill and your monthly burn rate at a glance
• Payees and labels to organize and tag transactions your way
• Reusable templates to log repeating transactions in one tap
• Inventory tracking for the things you own
• Warranty tracker so you never lose a receipt or miss an expiring warranty
• Attachments manager — keep receipts, invoices, and documents with your records
• Custom icon packs — use your OWN icon images for categories, accounts, payees, and goals
• Multi-currency support with automatic exchange rates

RICH INSIGHTS
See your net worth over time, spending trends, income vs. expense, needs vs. wants, top payees, a merchant deep-dive, and a forward projection — all computed on-device.

PRIVATE BY DESIGN
• No advertising and no ad networks
• No analytics or telemetry SDKs
• No third-party trackers or advertising identifiers
• No selling or sharing of your information
• No Firebase, no backend for your data

BACKUP ON YOUR TERMS
Back up and restore to your own Google Drive whenever you choose. The backup is a copy of your on-device database, stored in your Google account — never ours.

OPTIONAL LOCAL AI ASSISTANT
For power users: an optional bridge lets an AI assistant on your own local network read — and, where you enable it, add — entries in your budget. It's off by default, requires a secret token you generate, and is never reachable from the public internet. Nothing is sent to us. Leave it off if you don't need it.

LIGHT & DARK THEMES
A calm, clean interface with light and dark modes.

Budget Tamer is for people who want to understand their money without handing it to a cloud service. Your money, on your phone, nowhere else.

Questions? Email support@budgettamer.com