Bright: Loans & Credit Builder

Name: Bright: Loans & Credit Builder
Rating: 4.553928 (150038 reviews)
Author: Bright Money

By: Bright Money

AI Loan Assistant - Build Your Credit Score. Get Loans. Get Credit Cards.

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Features & Capabilities

Bright: Loans & Credit Builder is an AI-powered tool to help you build credit: secured lines from $50 with on-time payments reported to major bureaus, rent payment reporting, and a personalized debt payoff plan. It also presents loan offers up to $8,000 and provides 24/7 live chat support and expert money tips.

Note: With your authorization, a soft credit pull may be used to show offers; hard pulls may occur if you apply for a loan. Offers come from Bright's network partners and third parties, subject to approval and state restrictions. Terms vary and not all products are FDIC-insured.

User Growth & Download Statistics

App AI Investing

By:

Bright Money

Downloads:

2,483,812 25.66K

Rating:

4.55

(150,038) 1,027 new ratings

Version:

1.59.3 Last updated: 2026-05-27

Version code:

4194398

Creation date:

2020-08-31

Publisher country:

Permissions:

android.permission.CAMERA Very high risk
android.permission.READ_CONTACTS Very high risk
android.permission.WRITE_CONTACTS Very high risk
android.permission.READ_EXTERNAL_STORAGE High risk
android.permission.WRITE_EXTERNAL_STORAGE High risk
android.permission.DOWNLOAD_WITHOUT_NOTIFICATION Moderate risk
com.google.android.gms.permission.AD_ID Moderate risk
android.permission.ACCESS_ADSERVICES_AD_ID Low risk
android.permission.ACCESS_ADSERVICES_ATTRIBUTION Low risk
android.permission.ACCESS_ADSERVICES_CUSTOM_AUDIENCE Low risk

Size:

84.05MB

Email:

su*****@brightmoney.co

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-04

Compare stats and ranking:

Ranking

# 38,494 ▲ 186

Other rankings

#44 in Finance (Free) ▲ 1

Other platforms

Bright: Loans & Credit Builder (v1.60.1)

4.80

(248,169)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

Bright Money

Google Play Store

https://play.google.com/store/apps/details?id=com.brightcapital.app

Email:

su*****@brightmoney.co

Website:

https://www.brightmoney.co

User Reviews

Bright is praised for credit-building and loan options with easy onboarding, but recurring issues include unauthorized charges, high or recurring fees, and site errors that block offers or withdrawals. Overall, it shows potential for financial improvement if billing and access reliability are addressed.

Pros

Helps improve credit score / builds credit.
Easy sign-up / user-friendly onboarding.
Offers loan options and can help you get a loan.
Positive, supportive service that can help you get back on track financially.
Exciting/promising platform with potential.

Cons

Unauthorized charges and unapproved subscription fees (e.g., $97) charged to personal or third-party accounts.
Frequent site errors / outages that prevent offers from loading.
No loan offers or delayed loans; users left hanging.
Recurring monthly fees or high charges that feel like scams or are hard to reverse.
Withdrawal issues / inability to withdraw funds.

Recent reviews

easy sign up

Ra*****, 2026-06-01

Not perfect yet. Show me I can truly get a lender for my loan as well as the loan itself, and then I shall praise you. Not to mention hundreds of positive reviews by myself.