Spendwise

Spendwise — your money, on your phone

Spendwise helps you plan budgets, log expenses and income, and see where your money goes—without signing in and without sending your finances to the cloud. Your data stays on your device, under your control.

Why people use Spendwise

Local-first privacy — No account required. Your budgets, categories, and transactions stay on your phone.
Wallets & categories — Organize spending the way you live (cash, bank, mobile money, and your own categories).
Budgets that make sense — Set limits, track progress, and stay aware before you overspend.
History you can trust — A clear timeline of what you spent and earned, with the details you add.
Insights — Charts and summaries to spot patterns and compare spending over time.
Back up on your terms — Export or back up your database when you want—you choose where files are stored.
Made to feel good — Light/dark-friendly design, readable amounts, and a calm, focused experience.
No ads — Spendwise is built for clarity, not interruptions.
Security & control
Optional app lock helps keep your finances private on shared devices. You can clear local data anytime from the app when you need a fresh start.

Important
Spendwise is a personal budgeting tool. It does not move money, connect to your bank, or provide lending, investing, or financial advice.