Billz

Billz turns any invoice into a completed SEPA payment, powered by the value
of your crypto - without selling it.

SCAN. PAY. PROVE.
- Snap a photo or forward a PDF: AI reads the supplier, amounts, dates and
IBAN in seconds. You check, Billz pays.
- Payments go out as regular SEPA bank transfers. Your supplier sees a
normal wire - no crypto on their side.
- Every payment produces an audit-ready PDF proof, with CSV export for
your accountant.

A CREDIT LINE, NOT A SALE
Deposit crypto as collateral and unlock spending power. Paying a bill
borrows against your line instead of selling your assets - you keep your
upside and stay invested.

STAY IN CONTROL
- Fraud guards: Billz warns you when a supplier's bank details change or
an amount looks unusual.
- Push reminders for upcoming and overdue bills, at your local morning.
- Visual spending reports with AI insights, exportable as branded PDFs.
- Ask Billz: chat with your bills, your credit line and your wallet -
real figures only, nothing invented.
- Credit line health alerts before things get risky.

SECURITY FIRST
- Non-custodial embedded wallet: your keys are generated and stored on
your device.
- Bank details are encrypted (AES-256). Sensitive data never leaves our
infrastructure unencrypted.
- Identity verification (KYC) by our regulated payment partner.

Billz is designed for freelancers, businesses and crypto holders who want
their assets to work for their real life.

Crypto assets are volatile. Borrowing against collateral carries a
liquidation risk if its value drops. Billz is not investment advice.