MoneyLupe: Spending Tracker

MoneyLupe – Your private finance assistant for complete control over your spending.

Lost track of your finances? MoneyLupe helps you import bank statements, smartly categorize transactions with on-device AI, and visually analyze your spending – all completely offline. No cloud, no third parties, no worries.

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WHY MoneyLupe?
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✓ 100% OFFLINE & PRIVATE
Your financial data stays on your device. No internet required, nothing transmitted to servers. Fully GDPR compliant.

✓ EASY IMPORT
Upload bank statements as PDF, CSV, or Excel. MoneyLupe automatically recognizes 26+ German banks: ING-DiBa, DKB, Sparkasse, Commerzbank, Deutsche Bank, N26, Postbank, Comdirect, Consorsbank, and more. International banks supported too.

✓ ON-DEVICE AI CATEGORIZATION ✨ NEW
Transactions are sorted into 17 categories – Rent, Transport, Supermarket, Restaurant, Shopping, Health, Insurance, Entertainment, Subscriptions, Investments, Travel, Salary, and more. Powered by an on-device TF-IDF + Logistic Regression classifier with smart German banking signals (ATM, travel, foreign fees, SEPA, refunds) – without sending a single byte to the cloud.

✓ CHOOSE YOUR RECOGNITION MODE ✨ NEW
Pick how transactions are classified: fast keyword matching, the on-device ML model, or a hybrid that uses ML as a smart fallback. Switch any time in Settings.

✓ FUZZY MERCHANT MATCHING ✨ NEW
MoneyLupe normalizes messy bank descriptions and groups card payments under their real brand – so "VISA AMAZON*MKTPLCE", "AMAZON EU SARL" and "AMZN Mktp" all show up as one merchant. Aliases and learned matches improve over time.

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FEATURES AT A GLANCE
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📊 SPENDING ANALYSIS
• Clear breakdown by categories
• Income vs. expenses comparison
• Monthly trends and developments
• Top merchants ranked by real spend, grouped by brand

📈 VISUAL INSIGHTS
• Donut chart for category distribution
• Line chart for monthly trends
• Bar chart for income vs. expenses
• Trend indicators for changes

💳 MULTI-ACCOUNT MANAGEMENT
• Manage multiple bank accounts at once
• Custom account names, colors, and icons
• Filter transactions by account
• IBAN tracking for each account

📁 TRANSACTION MANAGEMENT
• Detailed list with search
• Date, amount, description, recipient, IBAN
• Duplicate detection on import
• Export as CSV or PDF

🔍 SOURCE-PDF LINKING ✨ NEW
Tap any transaction to jump to the original bank statement – the matching line is highlighted on the PDF page, with pinch-to-zoom. Full audit trail, zero guesswork.

🎨 REDESIGNED, MODERN UI ✨ NEW
A fresh design system across Home, Activity, Spending, Merchants and Settings: cleaner cards, ranked merchant rows, modernized import and time-period dialogs.

🎛️ PERSONALIZATION
• Light and dark theme
• English, German, French, and Spanish
• Customizable categories and recognition mode
• On-device model status visible in Settings

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SUPPORTED BANKS
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ING-DiBa, DKB, Sparkasse, Commerzbank, Deutsche Bank, N26, Postbank, Comdirect, Consorsbank, Norisbank, HypoVereinsbank, Targobank, Bunq, Tomorrow, Santander, 1822direkt, Sparda-Bank, Volksbank, PSD Bank, GLS Bank, Bank of America, SunTrust, Bankwest, and more.

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WHO IS MoneyLupe FOR?
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• Privacy-conscious users who avoid cloud-connected banking apps
• Anyone who wants to better understand their spending
• Multi-account holders across different banks
• Users who want smart, learning categorization without giving up data
• Anyone looking for a simple, ad-free finance app

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MoneyLupe – Understand your finances. Keep control. Protect your data.

Download MoneyLupe now and bring order to your finances!