BakiTe

Manage All Your Baki (Due Transactions) with BakiTe—The Smart Credit Book for Everyone

BakiTe is a powerful yet simple app designed to help you track and manage informal credit—commonly known as “baki”—between you and local shops or service providers. Whether you're buying groceries, medicine, or daily essentials on credit, BakiTe makes it easy to record every transaction, stay updated on your due list, and keep your finances under control.

No more confusion. No more forgotten transactions. Keep your credit history clear and accessible—digitally and securely.

🔐 Create Your Profile Securely
Start by creating your profile using your NID (National ID) and phone number. Your identity is verified through a secure PIN-based approval process. Once approved, your digital credit journey begins.

🔗 Connect with Shops Easily
Add your local shops in seconds. You can:

🔍 Search by shop name or shopkeeper’s phone number

📷 Scan a QR code shared by the shopkeeper

Once connected, both you and the shopkeeper can see due transactions and manage them transparently.

📥 Assign Baki (Credit) Seamlessly
Choose a connected shop and assign a due amount for any product or service:

💬 Add a description (e.g., “milk, rice, detergent”)

🖼️ Optionally upload a photo of the product or receipt

📆 Automatically records the date and time

Every entry is saved and can be revisited anytime.

📊 Stay on Top of Your Transactions
Get a full view of your transaction history, sorted shop-wise:

View pending baki

View payment settlements

Monitor ongoing credit limits

Never lose track of what you owe.

🌐 Work Offline with Secure OTP
Even if you’re offline, BakiTe ensures uninterrupted functionality:

The app generates a unique Offline OTP based on secure data stored on your device.

Shopkeepers can assign due using that OTP from their app—even when you're not connected to the internet.

The OTP is displayed on your login screen for easy sharing.

This ensures that transactions can happen anytime, anywhere—even in low-connectivity areas.

🈯 Supports Bengali and English
Switch the app language anytime between:

🇧🇩 Bengali (বাংলা) for native comfort

🇬🇧 English for universal usability

Perfect for both rural and urban users.

🎨 Customizable Theme
Use the app in a style that suits you:

🌞 Light mode

🌚 Dark mode

The interface is modern, clean, and simple to use.

🔒 Strong Security with PIN
Your data is protected with a personal PIN:

Update your PIN anytime from settings

Reset PIN securely if forgotten

OTP-based verification ensures account safety

👨‍👩‍👧‍👦 Who Can Use BakiTe?
BakiTe is for everyone:

Families managing household credit

Individuals who buy essentials on credit

Students tracking expenses

Anyone who interacts with neighborhood shopkeepers

If you’ve ever said, "Baki likhe den", this app is made for you.

🌟 Why Use BakiTe?
No need to remember verbal credit records

Transparent and mutual trust between buyer and shopkeeper

Easy to use, secure, and free

Designed for Bangladeshi users in mind

📲 Start Now – It’s Free!
Install BakiTe today and enjoy hassle-free baki management at your fingertips. Make your informal credit digital, secure, and organized.

No need for paper. No need to argue.
Just smart baki tracking — anytime, anywhere.