Bachat Vault: Smart Investing

Take control of your wealth with Bachat Vault, Pakistan’s ultimate companion for tracking Mutual Funds, ETFs, National Savings, and the PSX. Whether you are a beginner looking to save or a seasoned investor aiming for financial independence, get institutional-grade data, powerful calculators, and real-time market tracking—right in your pocket.

FEATURES:

🌙 Beautiful Dark Mode & Light Mode
Experience Bachat Vault exactly how you like it. Seamlessly switch between our sleek new Dark Mode or crisp Light Mode for comfortable tracking, day or night.

🏛️ National Savings:
Your complete guide to saving certificates and accounts of Qoumi Bachat. Get profit rates, calculate monthly payouts (Filer vs. Non-Filer), and check eligibility rules and more.

📊 Comprehensive Market Dashboard
Get a bird's-eye view of the market with KSE100, KMI30, and global Gold trackers. Spot the Top 5 Equity, ETF, and Money Market funds at a single glance.

📈 Full Performance & Analytics
Dive deep into individual funds. View metrics like AUM, NAV, and minimum investments. Track historical returns from 1D to 15Y, set Custom Date Ranges, and compare performance against Inflation, Gold, and Stock Exchange (PSX) indices with interactive charts.

⚡ Live Fund Estimator
Why wait for the evening NAV? Track and project your mutual fund returns during active market hours.

🏆 Manager Scorecard
Stop guessing who the best asset managers are. Discover Pakistan’s top fund managers ranked by an 10-point system evaluating profitability, risk management, and cost efficiency.

🧠 Smart Risk Profiler
Answer a quick quiz to uncover your true investor profile. Get a personalized asset allocation strategy (Equity, Income, Money Market) and instantly see the top suggested funds that match your specific goals.

🔄 Compare Funds & Overlap Analyzer
Are you truly diversified? Compare up to 4 mutual or pension funds side-by-side. Use our advanced Overlap Analyzer to reveal shared stocks and avoid hidden concentration risks in your portfolio.

🏗️ DIY Index Investing
Build your own index tracker! Enter your investment amount to instantly calculate exactly how much to allocate into the top stocks of the KSE100, KMI30, and PSXDIV20.

🧮 Advanced Financial Calculators
Plan your financial future with tools designed specifically for Pakistan:
• VPS Tax Credit Calculator: Maximize your tax rebates with Voluntary Pension Schemes.
• FIRE Planner: Calculate exactly when you can retire early.
• SIP & SWP Calculators: Plan your monthly systematic investments and withdrawal strategies.

📚 Investment Guides
Learn the ropes with built-in, easy-to-understand investment guides.

⭐ Smart Search & Favorites
Filter funds by Shariah-compliant (Islamic) status, AMC, Category, or Asset Type. Bookmark your top picks to create a custom watchlist.

🔒 Privacy First & Secure
Bachat Vault is a read-only aggregator. We never collect, store, or transmit your banking credentials, CNIC, or personal identity. Your data stays strictly on your device.

Start making smarter, data-driven financial decisions today. Download Bachat Vault and unlock your investing potential!

Sources & Disclaimer:
Bachat Vault is a privately owned utility and does not represent, facilitate, or claim official affiliation with any government entity. All public information, profit rates, tax metrics, and regulatory references used within this application are aggregated from publicly available data provided by official portals for educational purposes.

Official Data Sources:
• Central Directorate of National Savings (CDNS): https://savings.gov.pk/
• Federal Board of Revenue (FBR): https://fbr.gov.pk/
• Securities and Exchange Commission of Pakistan (SECP): https://secp.gov.pk/