Axpo Expense Manager

Axpo Tracker is your all-in-one money app: split group expenses fairly, track personal finances, and manage loans—without spreadsheets.

EXPENSE SPLITTER • Create groups for trips, roommates, or shared spending • Add expenses, choose who shares the cost, and split who paid across multiple people when several people cover the bill • Automatic who-owes-whom balances and one-tap settlements • Real-time sync so everyone sees the same expenses and balances • Activity log and spending summary for transparency • Tap an expense for a full payment and split breakdown • When a group is fully settled, add the trip to your personal expense list so your tracker stays complete • Share group links to open the right group in the app

EXPENSE TRACKER • Quick-add expenses with categories (Food, Transport, Shopping, and more) • Monthly income and savings: Income − Expenses − Fixed Costs − Investments • Fixed costs with templates that roll over each month (rent, utilities, subscriptions, and more) • Investments: SIPs, one-time buys, and monthly tracking • Monthly stats: category breakdown, daily average, biggest expense • Voice input and receipt scan to log expenses fast • Choose display currency in settings • Hide income on the main screen for privacy

LEND & BORROW • Track money lent or borrowed with contacts, notes, and repaid status • Institutional loans (e.g. bank/EMI) with timelines and part payments • Share links to open a contact or loan in the app

AXPO AI • Use natural language to speed up tasks, including splitter-friendly actions where supported • Free tier includes a monthly AI allowance; Premium includes unlimited AI

SMART FEATURES • Voice and receipt capture for quick logging • Real-time sync across devices when signed in • Privacy options for sensitive totals

AXPO PREMIUM (OPTIONAL) Premium unlocks unlimited splitter groups, higher limits on lending (contacts and institutional loans), lending insights and reports, unlimited Axpo AI, and an ad-free experience. The free tier stays useful for personal tracking and basic splitting and lending.

Download Axpo Tracker to split bills fairly, sync with your group, and keep spending and loans in one place.