Spendigo

💸 Spendigo — Your Complete Money Companion

Stop guessing where your money goes. Spendigo gives you full control over every rupee — track daily expenses, split bills, manage shared households, record loans, plan events, shop collaboratively, and crush your savings goals. All in one beautifully designed app. No ads. Your money, your privacy. Always.

💰 EXPENSE & INCOME TRACKING
Log every expense and income in seconds. 15+ built-in categories — Food, Transport, Shopping, Bills, Health & more — plus custom categories. Add notes, payment methods and descriptions. Voice entry for hands-free logging. Filter by category, date or type instantly.

🤝 LEND & BORROW
Never lose track of money again. See lent (green) vs borrowed (red) at a glance. Open any friend's profile to see your complete history — net balance and every loan in one place. Record partial payments with a date picker, progress bar and full timeline. Edit or remove any payment entry to fix mistakes. Settlement works both ways — borrower marks paid, lender confirms receipt. Get push notifications for payments, settlements and pending confirmations. Tap to open that exact loan instantly. Set due dates, charge interest, and send WhatsApp reminders. Works even without the other person installing the app.

📒 CASH NOTEBOOK
A daily cash ledger built right in. Record cash given and received with friends, shops, vendors, suppliers and clients. See net balance per party — will get or will give. WhatsApp reminders per party in one tap.

👥 SPLIT WITH GROUPS
Create groups for trips, dinners and shared expenses. Split equally or in custom ratios. Smart debt simplification. Invite anyone via link — even without Spendigo installed. Settle up with a tap.

🎉 EVENT EXPENSE TRACKER
Plan trips, weddings and parties. Set a budget, log every expense, see per-person cost and category breakdown. Share a clean summary via WhatsApp or PDF.

🛒 FAMILY SHOPPING CART
Shared grocery lists for families. Add items together, live check-off everyone sees instantly, auto-organised by category. Reuse last month's list in one tap ♻️. Budget tracking as you shop.

🏠 HOUSEHOLD MANAGEMENT
Shared household for family or flatmates (up to 6). Track rent, groceries and bills together. See who paid what, who owes whom. Auto-split. Settle up with a tap. Invite via link.

🎯 SAVINGS GOALS
Set goals — holiday, gadget, emergency fund. Track progress visually and add to goals anytime.

🔔 BILL REMINDERS
Reminders for rent, EMIs and subscriptions. Daily, weekly or monthly schedules. Auto-add expense when marked paid. Dashboard shows Total, Paid, Pending and Due at a glance.

📊 ANALYTICS & AI INSIGHTS
Visual charts by day, week, month and year. AI Smart Insights — biggest expenses, top spending days and unusual patterns. Monthly trends, savings rate and net loan position overview.

📈 BUDGETING & EXPORT
Monthly budgets per category with live progress bars and overspend alerts. Export transactions as CSV or download financial statements as PDF.

🔒 SECURE & PRIVATE
PIN lock and biometric authentication. Firebase encrypted storage. OTP email login. Delete all data anytime. Zero ads. Zero tracking. Zero compromise.

🌍 Multi-currency: ₹ $ € £ and more
⚡ Log an expense in under 3 seconds
🔗 Tap notifications to open the exact entry instantly

Perfect for students, families, flatmates, travelers, professionals and small business owners.

Download Spendigo free today.
Track smarter. Split easier. Save more. 🚀