สินเชื่อธุรกิจ

Assistmoney is a business loan app for business owners, entrepreneurs, and SMEs who need working capital, improved liquidity, inventory replenishment, raw material purchases, new project acquisition, or business expansion.

Within the app, users can easily access business loan information, submit basic business details, prepare documents, track application status, submit additional documents, and contact the Assistmoney team via their mobile devices.

Suitable for those who need:

• Business and SME loans
• Working capital for their business
• Funding for inventory replenishment or raw material purchases
• Funding to improve liquidity
• Funding for new project acquisition or business expansion
• Funding while awaiting customer payments
• Funding for labor, transportation, and business expenses

Businesses suitable for Assistmoney:

• Factories and manufacturing businesses
• Transportation and logistics businesses
• Construction and systems contractors
• Wholesale and retail businesses
• Building material stores
• Import and export businesses
• Restaurants and service businesses
• Agricultural product stores
• Recycling and used goods businesses
• Companies that sell goods on credit or use invoices
• Business owners with a physical business location

Key Features of the Assistmoney App:

• Submit business loan application information via the app.
• Conveniently fill out business information.
• Track application status.
• Submit additional documents.
• Easy to contact the support team.
• Suitable for business owners and SMEs.
• No upfront payment required.
• Includes sample installment calculations to aid financial planning.

Loan Calculation Example:

This example is for illustrative purposes only and is not an actual loan offer.

Principal: 100,000 THB
Repayment Period: 12 months
Sample Interest Rate: 18% per annum
Calculated using the reducing balance method. Monthly interest rate 1.5%
Approximate monthly payment: 9,168 THB
Approximate total payment: 110,016 THB
Approximate total interest: 10,016 THB

Example Payment Schedule

Month 1
Principal balance: 100,000 THB
Interest: 1,500 THB
Principal: 7,668 THB
Remaining balance: 92,332 THB

Month 2
Principal balance: 92,332 THB
Interest: 1,384.98 THB
Principal: 7,783.02 THB
Remaining balance: 84,548.98 THB

Month 3
Principal balance: 84,548.98 THB
Interest: 1,268.23 THB
Principal: 7,899.77 THB
Remaining balance: 76,649.21 THB

Month 6
Approximate principal balance: 60,492 THB
Approximate interest: 907 THB Baht
Principal approximately 8,261 Baht
Remaining balance approximately 52,232 Baht

Month 12
Principal amount approximately 9,033 Baht
Interest approximately 135 Baht
Pay off all remaining principal
Remaining balance 0 Baht

Basic Calculation Method

Interest for the first month
100,000 × 1.5% = 1,500 Baht

If the installment amount is approximately 9,168 Baht

Principal reduction in the first month
9,168 - 1,500 = 7,668 Baht

Remaining principal balance
100,000 - 7,668 = 92,332 Baht

As the principal decreases, the interest in subsequent months will decrease according to the remaining balance.

Before making a decision, applicants should check:

• Loan amount received
• Interest rate and fees
• Installment amount and repayment period
• Total payment over the contract
• Due date
• Late or early payment conditions

How to Use the App

1. Download the Assistmoney app.
2. Fill in the business owner's information and business details.
3. Specify the province, income, and required capital.
4. Submit photos of the business premises and documents.
5. Wait for the team to conduct a preliminary review.
6. Track the application status via the app.
7. Check the loan amount, interest rate, installment amount, and terms and conditions before making a decision.

Service Area

Assistmoney primarily serves Bangkok and surrounding areas, including Bangkok, Nonthaburi, Pathum Thani, Samut Prakan, Samut Sakhon, and Nakhon Pathom.

Businesses outside these areas will only be considered large businesses, based on company information, qualifications, and criteria.

Download the Assistmoney business loan app to submit information, study calculation examples, plan installments, and track your application status all in one place.

Note

• Calculation examples are for illustrative purposes only.
• This is not an offer or guarantee of interest rates.
• Submitting information does not guarantee approval.
• Loan amount, interest rate, fees, installments, and processing time depend on the information, documents, qualifications, and criteria of each business.
• Please check the details and terms and conditions before using the service.