Loyal

An open-source Solana wallet with private transfers and yield.

Loyal is non-custodial. You hold your keys, your balances and payment history stay off the public ledger, and idle money earn yield automatically. No company sits between you and your money.

WHAT'S INSIDE

Private Transfers
Send and receive SPL tokens (USDC, SOL, USDT, and more) without exposing wallet addresses or transaction history on-chain. Your balances and your payments stay your business. Fees are a fraction of what you'd pay on major providers.

Yield on Shielded Assets
Idle money earn APY automatically. Your assets keep earning while they stay private. No reason to choose between yield and privacy (yields vary with market conditions)

Open Source and Non-Custodial
You hold your keys. We never touch your funds. The frontend, the smart accounts, and the integration code are all open-source.

Smart Accounts with Guardrails
Every account can carry its own policies: spending caps, token whitelists, approved protocols, time windows. Set them once and the wallet enforces them onchain. For automations and agents, that means they operate inside rules they cannot exceed, and critical actions still wait for your approval.

Full Solana dApp Compatibility with connection to every dApp that supports wallet adapters.

WHO IT'S FOR
People who want their payment history to stay private. No public ledger of who you pay or how much.
People with idle stablecoins who want yield without handing assets to a custodian.
People who want a wallet they can audit, fork, and self-host. Open source, no lock-in.
Traders and treasuries running automations that need wallet access bounded by hard rules.

HOW IT WORKS
1. Install Loyal and create or import a wallet.
2. Shield assets to transfer privately and earn yield.
3. Set policies on any account: caps, whitelists, approved protocols.
4. Connect to any Solana dApp, or send and receive directly.
5. Approve critical actions. Let policies handle the routine ones.

ABOUT YIELD
APY on shielded USDC, SOL, and USDT comes from the Kamino lending protocol on Solana. We do not run our own strategies. Yields vary with market conditions.