Amortize: Mortgage Calculator

Amortize is a fast, clean set of eight loan calculators — the mobile companion to Amortization-Calc.com. Enter your numbers on a purpose-built keypad and get a complete picture of any loan: monthly payment, total interest, payoff date and a full month-by-month amortization schedule with yearly subtotals.

CALCULATORS

• Mortgage — PITI breakdown with property taxes, insurance, HOA and PMI (including the date PMI drops off), LTV, extra-payment savings
• Refinance — new payment after refinancing, with optional cash out
• Auto Loan — trade-in, sales tax and down payment in dollars or percent
• Personal Loan — terms in years, months or weeks
• Business Loan — origination and documentation fees financed into the loan
• Reverse Mortgage (HECM) — principal limit, line of credit, lump sum, monthly tenure payment and an equity projection chart
• Mortgage Payoff — see how extra monthly or one-time payments shorten the loan and how much interest they save
• Car Loan Payoff — the same acceleration math for your car loan

EVERYTHING ON ONE SCREEN

Swipe the results panel in from the right: headline figures, a summary table, an interactive chart of principal, interest and balance by year, and the full payment schedule. Tap any year on the chart for its exact numbers.

MADE FOR REAL DECISIONS

• Extra-payment planning with a clear "paid off sooner, interest saved" note
• Export any amortization schedule to CSV
• Share a link that opens the same calculation on Amortization-Calc.com
• Dark mode, instant startup, works fully offline
• Your inputs are remembered — the app reopens right where you left it

The math matches Amortization-Calc.com exactly, so results are consistent across the app and the website.