Finanzas Fluidas

Fluid Finances is your smart financial control. Manage income, expenses, credit cards, automatic debits, fixed-term deposits, and debts all in one place, month by month, without spreadsheets and without complications.

Designed to replace that Excel spreadsheet you've been dragging around for years: same logic, but with the convenience of a modern app and the peace of mind of having everything in your pocket.

WHAT CAN YOU DO?

- Monthly income and expenses with customizable categories and budgets for each category.

- Credit cards with installment purchases: you add them once, and the app automatically distributes them month by month.

- Automatic debits with quick activation/deactivation.

- Fixed-term deposits with APR calculation, maturity date, final amount, and interest. Renew them automatically with a single tap.

- Debts and loans (I owe/I am owed) with partial payments and automatic closing.

- Categories with colors and icons, and an optional monthly budget.

- Payment reminders and fixed-term deposit due dates at times you choose.

REPORTS THAT ARE EASY TO UNDERSTAND

- Pie chart of expenses and income by category.

- Trends over the last 6 months.

- Comparison of expenses against the average of the previous 3 months: instantly see what went up and what went down.

- Budget status with progress bar (green, yellow, red).

INCLUDED FINANCIAL TOOLS

- Fixed-term deposit ladder.

- Simple fixed-term deposit calculator.

- Reverse commission (how much to charge to receive X?).

- Annual Nominal Rate (ANR) to monthly rate converter.

- Percentage change.

- Calculation of amount + percentage.

TRUE PRIVACY AND SECURITY

- 100% offline: your data lives on your phone, not in the cloud.

- No account, no registration, no email.

- PIN and fingerprint or facial recognition lock.

- 6-word backup phrase to recover access if you forget your PIN.

- Backup of your entire database in a single, exportable, and shareable file (change phones without losing anything).

- Export your entire history to CSV, ready to open in Excel or Google Sheets.

OTHER DETAILS YOU'LL NOTICE

- Swipe an item to edit, duplicate, or delete.

- Configurable left or right side menu (left-handed users welcome).

- Optional sample data at startup so you can try it out without entering anything.

- Clean and fast design.

No intrusive subscriptions. No data collection.

Developed by ducode (ducode.com.ar).