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Welcome to Debt Specialist, the comprehensive digital solution designed specifically to accurately and securely manage and track all your financial obligations and customer debts. Whether you're managing personal debt or monitoring your store's accounts, Debt Specialist gives you complete control.

Why choose Debt Specialist? Our app is more than just a debt ledger; it's a secure, mini-accounting system built on the principle of "Privacy First." Your data remains on your device or your Google Drive account, inaccessible to any third party.

Key Features:

📈 Advanced and Professional Installment System

Create multiple installment plans for each debtor (e.g., mobile phone installment, car installment).

Define the principal, profit (load), and down payment.

Automatic payment scheduling (daily, weekly, monthly, annual).

Partial or full payment of outstanding balances.

Smart "Distributed Payments" feature for automatically paying off the oldest outstanding balances.

📒 Easy Regular Debt Management

Quickly record debt (to) and payment (from).

Filter transactions and clearly view remaining balance.

🔐 Security and Instant Backup

Cloud Backup: Link your Google Drive account to securely and automatically sync your data and photos.

App Lock: Protect your app with a PIN or fingerprint.

🗂️ Categorization and Organization

Personal Profile for Each Debtor: Add a photo, phone number, address, and notes for each person.

Whitelist and Blacklist: Categorize trusted or untrusted debtors.

Archive: Debtors who have completed their payments are automatically archived.

📊 Smart Reports and Statistics

See total remaining debt, total payments made, and the number of active debtors.

Graphs showing the distribution of debt (regular and installments) by the largest debtors.

⏰ Tracking Delayed Payments

A dedicated screen to display all debtors who are behind on payments or installments.

Privacy is our priority: We do not collect or access any of your financial data. Your data is stored locally on your device. The backup feature is optional and uploads data only to your Google Drive account.

Who is this app for?

Shop and grocery store owners.

Owners of installment sales offices.

Anyone managing personal or business debt.

Get started today and stay in control of your accounts.