EMI Calculator

Take full control of your loans with EMI Calculator — a fast, accurate and beautifully designed loan planner for home loans, car loans, personal loans, education loans and more.

Whether you're comparing offers, budgeting your monthly outflow, or figuring out how much faster you could be debt-free, EMI Calculator gives you clear, instant answers — no ads getting in your way, no sign-up required.

★ WHY YOU'LL LOVE IT ★

• Instant, precise EMI calculation as you type
• See exactly how much you pay in interest vs principal
• Plan extra payments and watch your loan close years sooner
• Clean, professional design that's a pleasure to use
• Works completely offline — your data never leaves your phone

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KEY FEATURES
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▸ SMART EMI CALCULATOR
Enter your loan amount, interest rate and tenure (in months or years) and get your monthly EMI instantly. A clear visual breakdown shows your principal, total interest and total amount payable at a glance.

▸ PREPAYMENT & PART-PAYMENT PLANNER
This is where you save real money. Simulate different strategies and see the impact instantly:
• Pay a % extra every month (e.g. 10% more)
• Add a fixed extra amount to every EMI
• Make a one-time lump-sum payment
See exactly how many months you'll shave off your loan and how much interest you'll save.

▸ FULL AMORTIZATION SCHEDULE
View a complete month-by-month and year-by-year repayment breakdown. Track how each payment splits between interest and principal, and watch your outstanding balance shrink over time.

▸ INTEREST SAVINGS AT A GLANCE
Instantly compare your original plan vs your prepayment plan — total interest saved, months saved and your new loan-free date.

▸ VISUAL INSIGHTS
A clean donut chart breaks down principal vs interest so you understand your loan at a glance.

▸ MULTI-CURRENCY SUPPORT
Calculate in ₹ INR, $ USD, € EUR or £ GBP with proper localized formatting.

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PERFECT FOR
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• Home loan / mortgage planning
• Car & two-wheeler loans
• Personal & education loans
• Business loans
• Anyone who wants to become debt-free faster

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PRIVACY FIRST
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EMI Calculator works 100% offline. There are no accounts, no tracking and no internet permission needed for calculations. Everything stays on your device.

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BEAUTIFULLY BUILT
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Designed with a modern, professional interface and built using the latest Android technology (Jetpack Compose, Material 3) for a smooth, responsive experience on every screen — with full light and dark theme support.
Download EMI Calculator today and make smarter borrowing decisions. Find out how much you can save — and how fast you can be loan-free.

Disclaimer: This app is intended for informational and planning purposes only. Calculations are estimates; please confirm exact figures with your lender, as actual EMIs may vary based on processing fees, taxes and your bank's compounding method.