เงินพร้อม เงินด่วนทันใจได้จริง

What is ready money app?
Ngern Prompt is an application on mobile phones that provides search services for various funding sources. suitable for you by choosing from trusted banks and companies It's a quick source of money. Be a true friend for you to have money in your wallet 24 hours a day.

We do not provide a loan service or a loan app. We collect legal payday loans from all over the country for you to consider. update information every month To borrow money You can search with this ready money app

What services are there?
1. Apply for a personal loan
2. Apply for a cash card
3. Apply for a credit card
4. Apply for a car loan and a car loan in exchange for money.
5. Home loan Home Mortgage
6. Home loan for money

How do I use it?
* Simple, only 3 steps *
1. Click on the service you are interested in, for example, apply for a cash card.
2. Answer 3 questions. The app does not store or distribute your personal data. We only use your answers to find services for which you are eligible to apply.
3. Show search results with service details You can press the apply button. Then the app will open the website of the bank/company. service owner Then you fill in the information on the website and wait for the staff to contact you later.

Always keep this application. We will notify you when new interesting funding sources are available

Loan Description:
1. Loan amount: Loan amount 30000, the maximum loan amount is 500000.
2. Loan Term: The minimum loan term is 2 years. The maximum loan term is 5 years.
3. Annual interest rate: The lowest annual interest rate is 15%, the highest annual interest rate is 27%.
4. Fee: 0
5. Other expenses: 0
6. Loan qualifications: Thai nationals aged 20 years and over.

Interest details:
For example, if the loan amount is 100,000 baht and the annual interest rate is 18% per annum with a period of 360 days (1 year), the interest and service charges will be as follows:
Interest = 100,000.00 * 18% / 360 * 360 = 18000 baht
no service charge So the total cost of the loan is 18000 baht.
The total amount to be paid is 100,000 + 18000 = 118,000 baht.

-------------------------------------------------- ------------------------------------------
(Please study interest rates Examples of calculations and fees can be found here. https://bit.ly/3hYm5y6 )

home loan
Easy installments for up to 30 years, including the repayment period when combined with the borrower's age, must not exceed 65-70 years.

Interest rates and fees
SCB : https://bit.ly/2TWpi7J
UOB : https://bit.ly/35Jdo40
TISCO : https://bit.ly/3wMAJ0D

example of home loan calculation
Interest per year, 1st-2nd year 3.35%, 3rd year MRR-4.00%, 4th year onwards MRR-1.6%
Effective interest rate throughout the contract term 4.79%
Example of the estimated monthly installment amount
Credit line 1 million (30 year loan contract term)
Year 1-2 4400, Year 3 4840, Year 4 onwards 6330
Credit line 3 million (30 year loan contract term)
Year 1-2 12320, Year 3 14500, Year 4 onwards 18000
Credit line 5 million (30 year loan contract term)
Year 1-2 44000, Year 3 48300, Year 4 onwards 63000

-------------------------------------------------- ------------------------------------------
CAR LOAN THANACHART CASH YOUR CAR
Installment period of 72 months, interest rate of 3.18% per year.
Interest https://bit.ly/3gPCRxL

Car registration loan TISCO Auto Cash
Interest rates start at 0.49% per month.
Installment payments from 6 – 72 months
Fixed interest rate 0.49% per month
https://bit.ly/3j5tTz5

Example of calculation of interest rate and fee for money changer
The loan amount is 300,000 baht with a fixed interest rate of 3.18% and no contract fees. Payment period: 60 installments, 6,200 baht per installment

1. Method for calculating interest throughout the contract term
(Balance of principal outstanding x interest rate x number of years)
(300,000 x 3.18%% x 5) = 47,400

2. How to calculate monthly installments
[(Principal outstanding amount x Annual fixed interest rate x Number of years) + Principal outstanding amount] / Number of periods
[(300,000 x 3.18% x 5) + 300,000] / 60 x 1.07 = 6,200