Debt Payoff Planner

Debt Payoff Planner turns a pile of balances into a plan you can follow. Add each debt with its balance, interest rate and minimum payment, then choose your method: snowball puts the smallest balance first for quick wins, avalanche targets the highest interest rate to save the most money. The app sorts your debts and marks the one to focus on next.

Log a payment and the balance drops; a progress bar fills as you pay each debt down from where it started. The home screen shows your total remaining and how far you've come. Premium adds a payoff-date projection — tell it the extra you can put toward debt each month and see when you'll be debt-free — plus unlimited debts and export.

No bank linking, no account, no judgment — just your debts and a plan to end them. Fully offline.

Key features:
• List every debt with balance, interest rate and minimum
• Snowball or avalanche payoff order, chosen for you
• A focus debt marked so you always know what's next
• Progress bars as each balance falls from where it started
• Payoff-date projection with extra payments (Premium)
• Unlimited debts and export (Premium)
• Fully offline — no bank linking, no account, no judgment

Free:
• Up to 3 saved items
• Core features free, with no time limit
• Supported by a small banner ad

Premium:
• Unlimited debts
• Payoff-date projection
• Extra-payment planning
• Export
• No ads