Zap3

Zap3 is a rewards ecosystem that turns everyday spending into real value — for customers and for the merchants who serve them.


We connect local businesses with shoppers through a simple idea: when customers spend at Zap3 merchants, their purchases accumulate toward rewards. Reach the spend threshold, and you earn a Q-Number — a rebate ticket you can use. Merchants take part by holding a Digital Value (DV) balance that powers each transaction in the system.


Built for Singapore, Zap3 supports the way local businesses and customers already operate — from onboarding and verification to payments and rewards — so loyalty feels built into the purchase, not bolted on afterwards.